Diary of a Poor Person aged 46 1/2

mrscmr

hi SH hows things with u?
well expenses have been paid so thats great!
oH and work... hmmm i have asked him but he says he too stressed to talk.
emergency fund... we dont have any money to put into one unfortunately.
i hope i just dont have to watch my fine balancing act collapse like a pack of cards :-(

savingholmes

Hi MrsC if you are paying more than the minimum payments - a big if I know - then could you redirect some money into a savings account?

Glad you got your expenses paid!

Well you asked so please excuse the rants that follow....

I am shattered as I only found out I had an interview for first thing this morning - yesterday afternoon.... Wouldn't have been so difficult but helped friend with packing boxes in the morning, followed by tidying up the house for MIL's visit and then MIL's visit. I found out I hadn't got the job I wanted about 10 minutes before she arrived. I then went awandering for an hour! We then had tea out. She didn't leave until after 8pm. I then went to the shop to destress - only grocery shop - still on the wagon...

I finally got round to reading about the company at about 10.30pm last night plus printing off directions etc. I then still had to find my interview stuff etc... I like to allow 2 hours for an interview journey just in case things go wrong - I also woke up early at 6.15 having gone to bed at 12.15! I had to have a strong coffee just before my interview to be awake enough!

I am really annoyed about the job I didn't get - as I got the best marks - and it appears to have been a total fix :mad: as they gave the job to the internal candidate! If I get the job I went for today tho - I would potentially find out tomorrow. OH doesn't want me to take it even if it is offered as it isn't paying enough but since even if it was 6 months it would mean I could potentially pay off over £7K - I don't completely understand his attitude!

Bye for now - good luck!

mrscmr

oh SH - i am so sorry to hear that. i know how much u wanted that job and how it would have helped ur situation.
i will pop into ur diary later as im counting lego!! at the moment for listing...
chin up! keep on the straight and narrow - we are all here for u!xx

mrscmr

mrscmr

yeah me...
check my signature cos i have updated it...

Happytogetdebtfree

Evening peepls :P ive decided im quitting the rush to be debt free ive decided im goingto put in savings in preperation for land or a house deposit.... i mean its all well and good for me rushing to be totally debt free but when i am id need a few more year to accumulate a good enough deposit for a house or land ?? , maybe im crazy ive said we would see where we was when that time came re moving selling buying i just dont want to be holding off life ? X what do you think ? x

mrscmr

hi there happytbe.. hmm its a tricky one im not the person best qualified to say yes save and not pay off debt as i am always more than happy to buy stuff instead of save. right now im focused on paying and reducing our enourmous debt as thats the only option left open to us. i think its a good time to buy a house if u have nothing to sell though.
soorrry not much help here. maybe make a new thread and ask for more informed opinions instead of someone with cotton wool for a brain! xx
have gd evening im watching katie and peter - v sad they have split.
mrscmr

Happytogetdebtfree

ahhh i dont mean now we wont be going anywhere for a good 2 years love :P
just wondered if it was better to have savings :-) xxx i know pete and katie but YES YES to brad and angie i want him to get back with jen aniston xx how is the debt free battle ah to have a day in your life big houses big cash lol x

kissjenn

congrats getting the expenses thru. I think there is now indisputable proof that men and women have brains wired in completely different ways. We go around switching it all off and there they are 6 steps behind sticking it all back on again.

Still onwards and upwards and best of luck with the Lego - we've literally crates of it - 15 at last count - OH and DS have a rapid racking system. If I even squinted at it sideways for ebay it would be RIP Kissjenn

As if I would. :whistle:

mrscmr

kissjen... get on ebay!!!!

savingholmes

htgdf - personally I would get debt free first - houses can eat money!