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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all
    well a quiet day - no kids till after school off to asda in a bit.

    who on here hates facebook? me me me. its just a place for people to !!!!! at you and show off. so im off it - no longer on facebook.
    hurrah!
    have a good day all..
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • The_Golden_Goose
    The_Golden_Goose Posts: 1,040 Forumite
    Hello.

    Hope you is all better now.

    Facebook. Well. Sometimes I love it and sometimes I hate it. It is a bit addictive that much I do know. Great for keeping up to date with some people but I hate it when people you'd rather not keep in touch ask to be your buddy.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • afternoon ahhh facebook i love it to nosey at people read about them catch up with friends i have a private profile so i know not just anyone can read it :D xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi I have never joined the facebook club but my OH has - he doesn't use it much tho. I have enough of a job keeping up with things I want to on here without doing it on there as well!

    Hope your ebay is going well and some new works comes in for you soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hello!!!
    I have spent ages reading thru your whole thread (children on wii so peace!!) and didn't want to leave without saying well done you!! You have encouraged me to do more ebaying,i have 2 bags of clothes upstairs at least and need motivation!!
    Will keep reading with interest!!! Good luck x
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well good afternoon all peeps!
    esp to toinfinity..., SH and mrs GG [where have u been?]
    god the facebook thing drives me mad. i have a friend, well thought she was a friend, but clearly she not. and she openly is really b*t*chy on fbook. she think she sooo clever but she sooo not and clearly sooo bored with her sad little life. puts stuff on "oh i had such a wonderful weekend with my perfect family" blah blah "ooo i have such a wonderful social life and you dont ..blah blah" well u know what - she is just a fake. someone i thought was a friend and all the time she b*t*c*hing behind my back. havent spoken to her since nov and plan to never speak to her again. gosh how mature am i! to top it all she is the most competative pushy mum u would ever meet in your life. and sooo materialistic puts me in the shade.

    anyway enough of my moaning... how we all doing?
    sh - what news on interviews? mrs GG - how is mr GG?

    car situation.. .have a few punters even someone came yesterday but no offers as yet!
    hugs mrscmr
    oh did a massive post office run - 10 parcels today!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • well done to you and hubby on post office run :D i am in the financial books working out things doing things usual tripe playing round trying to see when i can get debt free lol
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi happytobe .... etc etc
    i wish i could fast forward to 2013................whoooshhhh.............
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • i know wouldnt it be lovely, i have a dream of buying our own land and building a nice home and then having a family :D now ive worked out that we can be debt free june 2011 but we will still have the homeowner loan debt which we can fully clear in december 2012..... and in the meantime ive estimated a monthly saving plan which should have us 48218.24 available for december 2013 to deposit on land or use to pay for the house building so then technically we will only have a mortgage debt which will then be what we overpay on :D hoping to make myself mortgage free before i am 50 ... sometimes it seems life is all hard work and no rewards id like to start a family i certainly would be if i had no debt or if i had only a small debt :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • The_Golden_Goose
    The_Golden_Goose Posts: 1,040 Forumite
    Mrs C! Sorry long time no post. Have been busy. Not quite sure doing what exactly but too busy to get on the PC. Mr GG is very well. Working hard and being a good husband. Certainly no complaints about him at the moment. Oh unless you count him leaving umpteen pairs of shoes round the house, THAT GETS ON MY WICK. A bit. Sometimes A LOT. Apart from that, he is just peachy.

    Mr GG and I spent the weekend, catching up with friends, spending some time together (even managed a visit into town to run some errands and we treated ourselves to frothy coffee and a cake - nearly £9!!! Scrummy though), spent an evening with his mother and got fed which was nice. Rode my horse and walked the dog. Guess its all been go go go go.

    For all the other boring info, nip over to my diary for a nosey.......

    Keep ebaying! Way to go.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
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