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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrs gg i too have been on here for hrs... i should be ironing. but there is progress on that front. the ironing has moved from the kitchen to the sitting room... hey who says nothing ever happens here!
    im watching corrie and hells kitchen whilst burning tea [hmm no change there] and doing my invoicing!
    yay!
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • A woman has to multi task - its in her genes!!!

    Marco wotsit chops is a funny fish isnt he?? OddBod.

    Enjpy your TV, seriously now I am out of here to get my own cremating (sorry I mean cooking) done.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • Good morning all, just home from nights and ive been paid yay yay ya :D i dont know what we will have spare lol its too much maths for a morning haha :D xx so whats the plans for today ? :D x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all
    its not raining today so thats better....
    well today i am 'ironing woman'!!!
    i am also housewife of the day!!!
    im waiting for the email for my next batch of paid work.
    my ebay is warming up again and i will list today although i promised that yesterday and i didnt .... oppps

    what is everyone else up to?
    have a great day
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • well i am going to la nest and pleased that i can clear the balance of my wedding flowes meaning we have paid 700 on wedding this month :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done HtGDF on the wedding prep

    Mrs C hope you have a great day! Get that ironing done girl! (My ironing pile is growing too LOL!)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    mrscmr wrote: »
    morning all
    its not raining today so thats better....
    well today i am 'ironing woman'!!!
    i am also housewife of the day!!!
    im waiting for the email for my next batch of paid work.
    my ebay is warming up again and i will list today although i promised that yesterday and i didnt .... oppps

    what is everyone else up to?
    have a great day
    mrscmr

    Hi Mrs all ironing/housewife woman!!! How you getting on??

    Hope that email came through for paid work, i'm sure your ebay is coming along nicely. You've done fab!

    Nothing exciting my end apart from work. Did go for a run at lunchtime, didn't realise quite how warm it was today though and nearly passed out. Hate to think what I looked like in my hoodie and tracksuit bottoms, mental note....must save up for a running top :rotfl:

    Best get back to some work, have a lovely afternoonxx
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :embarasse quick update... cos im sick - just a head cold - luckily not been to mexico!

    so the ironing... wellllll i estimate i have a total of 7 good size baskets. yesterday i emptied 1 basket.

    housewife woman!!! yes i was !!!! only need to wash the floors!

    booked child#3 party for june!

    ebay - lots of bids now so will sell items from today and over the next few days.
    havent cleared out the garage - lazy woman

    havent thought about my dream holiday for may for 2 days. suspect we wont go, then i wont feel guilty about spending the money.

    all my paid work is done and invoice and one invoice has been paid.

    bank overdraft looking little out of control... we have a 10k overdraft facility and we are o/d about 3k at mo and mortgage still to go out. hmm must be careful till next pay day. trying to get OH to put in his expenses claim but he says he will do it when he is ready... aagggrrrrrr :confused:

    anyway least its not raining.
    i need to dash off to asda for a quick shop or else we will have to eat furniture for tea!
    how is everyone doing? you having a good day, a bad day, a half/half day?

    thanks for popping in to my world
    mrscmr:p
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Blimey you've been busy!!! Hope the cold passes quickly for you.

    Can't wait to see your new ebay total after you've solds these bits with bids, it's amazing how well you've done!

    As for OH - they can be SO stubborn :mad: It always has to be on their terms or otherwise they think we're nagging.....trick is for us ladies to make them think it's their idea, whatever the issue ;)

    Hope you have a nice day in mrscmr world :D xx
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi MrsC well done on the ironing and the invoice. OH's can be very annoying - I agree with Karen tho - you need to try and make him think it is his idea rather than nag!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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