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Diary of a Poor Person aged 46 1/2
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thanks purple!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi
Love reading your diary, I think you are doing fantastically well with all that you have going on. I hope there is some movement in the cyprus market soon.
Just to mention what I do with regards to school shoes, its a bit naughty really but I get my daughters feet measured at clarkes then get the correct size and width from Ebay at about 1/2 the price as just can't afford the shop prices and the sale never seems to be at the right time for me to get a bargain.
Anyway hope you have a good weekend and your ebay sales are great.0 -
hi sundowner.. thanks for popping in and posting... always great to hear from someone new! i wish you well on your debtfree journey too!
here's to money saving in 2010!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi Mrs C,
Sorry you feeling lousy, me too. Nearly spring! With regard to the chubba I have set up an exercise/reading MSE machine!!! I have put a length of mdf across the treadmill with laptop placed on that. Yesterday I was able to walk for 40 minutes while listening to motivational lectures on youtube!! Its a start but I think I really should try walking outdoors as I now have the blue scottish palour which a week in canaries would fix.
Re; the shoes. I have 10 boxes of size 5 black leather trainer type school shoes bought from Woollies in sale which I will get around to putting on ebay about Easter time. If you are interested let me know, to you - cost price £3.50!!0 -
deedee... sounds fantastic! i know what you mean about being blue in colour, infact i am sooo pale that i am almost seethru like one of those bugs which is underground and never sees the light of day... what are they called? invertebrates? nah not sure.. maybe i will google....
re shoes... we are looking for size 12 :-( and size 8 indoor white shoes but luckily my dear mummy who often takes pity on my has sent me something in the post which will help out !
in feb i will start walking and stop eating cherry scones and bacon bites from asda! xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi Mrs CMR
Just think you should really be pleased with the progress you are making. Your ebay sales are so good. My pictures didn't sell on there however I am going to look in to other possible ways of sellng them, may see if I can email the artist. Or will try again in the Spring on ebay with them. My plan is to focus on putting a few 99p items on at the weekend and see how they go, Anyway, keep going, keep looking forward, things WILL continue to get better, take care.My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
hi mrs c glad your mum has offered to help
Hope you are feeling more chipper - your debts seem to be going back in the right direction!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
evening all
well im listing on ebay to raise some money
found out some good news from cyprus that the agency rate has dropped from 7.5% to 5.00% and that they will be marketing the property vigourously which is good for us.
im in a really bad moood... lots of shouting at children and im tired and a little stressed.
my kids driving mad and i would really like to know why there is not one blessed protractor in this house... i must have bought about 349 of the blessed things in my time.... ggggggggggggggg child #1 tells me "oh no i dont have a geometry set" dddddduuuuuuuuhhhhh "ok but why not - i must have bought you 27 of them since september at least" i reply.
xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
You may have bought 27 geometry sets since September but how many have you ebayed? 28?:rotfl:
Do you mean a big size 12? Good thing about size 12 feet is the growth rate must surely be slowing down. My son is a size 10 at the moment and it is unfair because we shouldn't really be paying VAT on children's shoes. I do actually wonder if we can claim the VAT back??
We have just invested £70 in a hardly used single bed off Gumtree. I am hoping to take in language students in the Spring and hopefully make £2400. Not a bad return. I'm giving them my nice bedroom which has a lovely skyline and castle view. Got the idea off Hypno... are you able to consider anything like that?0 -
hi mrsc - I have a couple of spare sets hidden upstairs with protractors in - that I bought for a pound or less from Mr AsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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