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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just need to tell you all about an amazing eyeshadow...

    ok - im not one for makeup etc and most of the time i look like i have crashed through a hedge but occasionally, just sometimes i try and make an effort [whether mentally or phsyically]. so i ordered myself some eyeshadow from avon. it came today and i just opend the packet. omg it is lovely.

    its called colour trend and its gold powder. in a tiny little pot but u only need a tiny bit just rubbed on your eyes - really lovely effect. would be great with a tan. i bought a lipstick too as it was my last avon order as i have given up. it is called ultra colour rich and its in wine and has 24k gold flakes in it.. so if i sieve them out i could make myself some earrings? no think not but its lovely.

    sorry if this is boring just wanted to share.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eye shadow sounds fab~enjoy :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well today im off to have my first meeting which will kick off a new venture! hopefully to make some serious money to deal with these debts!

    will update with my progress!

    have a great friday all! x

    oh i have my gold eyeshadow on!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Goodluck Mrs cmr, hope something great comes out of your meeting, the gold eyeshadow will win them over........:rotfl::rotfl:
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • hmmm, 'would be great with a tan'! What are you trying to say?

    :rotfl:
  • Hi mrscmr

    Could luck with the new venture, hope your meeting went OK.

    I have just read from page 20 up to this page (took me from yesterday evening until just now).

    I must admit that last night I was very inspired reading your diary, I am going to tidy my office up today and sort out my Private Ebay stuff and start getting it listed especially books as the promotion runs out on Sunday, your diary made me determined to try at least although if the kids mess about every night like they have done the last few weeks not sure how much will get done. DD2 was sick about 11pm last night as she was coughing, so couldn't do too much as I was up and downstairs every time she coughed.

    I am sellings lots of my Business items, am quite surprised at what is selling but am not complaining, need to update my spreadsheet tonight to see how much profit I'm making after buying each item, fees, postage.

    Anyway, better go get kids ready to pick up DD1, I didn't realise until reading your diary that you have 3 boys, will be nice when my girls are a bit older as they are only 5.5, 4.5 and 20 months, can't wait until DD3 is 2.5 and can go to Playgroup, the others went 3 afternoons a week but might try and get DD3 in for 4 afternoons to give me some more time to Ebay - yeah (nevermind housework debt busting comes second after the kids and housework after debt busting). Have to pay for it until she is 3 but OH can contribute, we have separate bank accounts and finances, so I'm doing this on my own plus having to buy food and clothes for the kids as he says he pays enough paying all the bills, so my credit card bills have gone up a bit.

    Euromillions tonight £13m, that would do me, I have my ticket in my purse, I wonder what it feels like to check your numbers and find you have won the jackpot, hopefully one day I'll find out.

    TTFN

    TMD
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi tmd - hope you are okay

    hi mrs c - hope meeting went well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hi Mrscmr

    Well done to getting under £149k!

    Best wishes
    WoS
    LBM 5 March 09
    Starting DMP with CCCS 1st June 09
    DMP No 286:j
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks all for your kind and supportive posts!

    onwards and upwards! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hmmm well today i had to go out and shop for some items for my child #2. necessary for a school trip.... well i spent more money this morning than i have spent since november 2008 and afterwards i was actually shaking. now its ok cos i only have to contribute 1/2 to the cost but still made me very scared... to think that not so long ago i would have splashed the cash and not thought twice... ah how things change! but for the better i should add!

    hope u all having a lovely saturday... im off to do some ebaying x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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