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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wow its nearly the end of january 2010... how quickly does the time fly?

    i really wish the weather was bit warmer then maybe i would go walking each day to do something about my chubba!

    have a great sunday all x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hi mrs cmr, i know its hard to believe that its nearly the end of january. I have to say i am looking forward to February as January is such a long month after christmas and all the xmas bills need paid. How did your meeting go.........did the eyeshadow do the trick:D
    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    eye shadow as good ! thanks!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Amazing how the attitude to money can change isn't it? I am near hyperventilation now if there is a reason I have to buy lunch instead of eat what I've prepared - not a good look!

    I don't mind the cold weather just as long as it isn't raining, miserable!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    blimey feeling grim and low today.

    firstly there are 2 identical payments of 71.91 reserved from the bank account but i have no idea what for... so i have to wait till they show up and then i can dispute them :-(
    2ndly my cyprus neighbour called and i am all concerned about our property and have big anxious feeling in tummy.
    have to go to building society later to withdraw money to keep us on track this month. should be ok - had some unusual expenses this weekend unfortunately and not yet been paid :-(
    hope this week picks up soon.x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope the cyprus news is okay, that the bank gets sorted out - and that you are okay....

    I haven't been paid either so I know that feeling!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hi Mrs cmr hope cyprus turns out ok, do you have the property up for sale? Cant wait for pay day on wednesday either- i hate this time of month when you are constantly checking online banking to make sure their is enough money in the accounts :mad:
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Hope everything is OK mrscmr - I have £3 in my account, hopefully the next lot of Paypal money will go in soon.
    Sealed Pot Challenge #016
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks all... my poor little brain is working overtime trying to figure it all out.

    need to sell more, need to get my invoice paid! need more freelance work. need alot of things!

    caught up with friends who have been friends of ours nearly 20 years at the weekend, both our lives were in parallel for years, nice lifestyle etc, but obviously our lives went pop last year, but this year its a new 40k boat and diamonds for them, and it does make me think... we are sooo stupid .. how the heck did it all go wrong? still onwards!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Ah but maybe the boat and the diamonds are on tick and they won't go pop but

    BOOM!!!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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