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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i could model rolls... where do i sign up?

    im working ... :-(

    thanks! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Its meeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeelting.

    Me happy?? Ever so slightly! No more snow, no more ice!!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning mrsGG... welll its raining.. hope this deals with the snow.. still so much ice in our road. soooo cold and fedup... back to the grind stone.

    could have slept for england this morning though... busy weekend ahead.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hope it all thaws out for you soon, then you will probably feel a lot more productive - it's hard when life is grinding to a halt in getting out there and getting on with stuff.

    What aer you plans for today?
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    plans for today:

    tidy house, put washing on, done! will hooover later
    do 19 ebay parcels and take to post office at lunch time
    do my proper paid work! ha ha!
    school run
    guitar lesson for child #2
    collect OH from airport
    some food shopping
    fit in a nervous breakdown if i have time [i like to make time for me! ha ha!]

    how about everyone else? what you all up to?

    oh and sunday frreee listing day on ebay!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well the snow has nearly all gone! hurrah!

    im sitting here working... have set myself up for a rediculous deadline for monday... omg.

    will be nipping out to town later to primark... omg i love it in there.

    have a great day all!

    now... if i could only get my children to do their homework... i would be happy! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrsc - good luck with the paid work....!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks SH... hope u are well! dont you hate january?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grim.... right then i have worked all day and fast getting no where..

    now we have been invited out to a 50th dinner.. which is lovely as we never go out but 2 reasons its not... 1. i have to get this work done by monday and 2. tomorrow is free listing on ebay and i havent got anything ready............ shall i sit up for 24hrs ? im thinking its the only way.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    was agood girl... worked on proper work all day till 9pm and then listed on free ebay listing day for 3 hrs and managed 128 listings!
    yay me!

    night all

    now i have to leave ebay to cook and see what comes of it!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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