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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yes just back from heathrow run to collect OH, it has indeed snowed - looks like someone has got icing sugar and sprinkled it everywhere. nothing major though!

    night night all in MSE land! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pm me a link if you like - I would be interested to know what you are selling....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • DeeDeeinDooDoo
    DeeDeeinDooDoo Posts: 165 Forumite
    Oooh Mrs C!

    How exciting! Fair brought a tear to my eye too! It's great if you can make some money out of something you clearly enjoy.

    Would love to have PM please to see your shop. My big 4-6 birthday coming up this month, might treat myself:j
  • cheerfulness4
    cheerfulness4 Posts: 3,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    could you pm me a link, too please? :)

    My big 4 -7 is almost upon me, deedee. Where do all the years go?!

    AUGUST GROCERY CHALLENGE   £115.93/ £250

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    evening all....

    well i think i have pm'd all those who asked for a link... been busy all day!

    just got to do a little more and then get some super stock!

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • beanielou
    beanielou Posts: 96,035 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Haha Im older than you both:rotfl:
    Nearly the big 4-8:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jacci45
    jacci45 Posts: 1,636 Forumite
    Hi,could you please pm a link for me too? I would love to support you,you have given me so much motivation for ebaying even tho im more of a lurker than a poster!
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Jacci thanks for unlurking....

    i will pm u

    @beanielou... im heading down the slippery slope towards 48 in october... cant believe i was 46 1/2 when i started this diary! how time flies!
    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ok really pleased with my progress yesterday on ebay shop! even some sales over night! today i am focusing on my personal account to boost that with my old junk!

    happy sunday all. im off on a web marketing course on tuesday which i am really looking forward to. hoping that i can use the new knowledge to earn some money from my proper paid job!

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    been listing all day, didnt even get dressed... OOOO the shame!

    made a really horrid shepherds pie thing ... grim ... infact so bad i had to cook an additional back up tea ... child #1 ate both teas!

    happy 1st feb all for tomorrow! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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