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Diary of a Poor Person aged 46 1/2
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well done fc123 - sounds like you are making great progress - an inspirationAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Wow fc well done !!, hey mrs cmr hope your ok, fighting strong... maybe some ideas to consider but if you are like me stubborn and wanting to push to the mere limits then its hard just to take advice luckily my oh got a new job when we started this journey and we dont have kids etc etc so our turn around worked out i hope it could work out for you, i just hope you arent struggling too hard
speak soon xx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
fc that is pretty good going - well done!
Mrscmr - hope you're ok - when will you hear if you have the projects?1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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hello... i feel soo bad i havent posted on my own diary for such a while... just cant fit it all in... :-(
how is everyone? assuming anyone still is out there.. suspect you have all nodded off with boredom!
im giving ebay and paid work a real push at the mo!
lots planned for 2010 too
cant even think about xmas at the mo... realise that i need to do the tree and decs... omg!
well have a good evening... xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi still here. At work tonight
feel really really fed up ATM. eBay sounds to be doing well at least you still have things to sell. I have to put Xmas decs up nothing crazy though as we go away for 2 weeks after crimbo. How's debt busting traeting you. I keep looking out for golden goose but nothing. Xx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
glad ebay and avon are going well!
hope you are okAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Glad everything is still going ok for you - keep it up1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
0 -
hello... i feel soo bad i havent posted on my own diary for such a while... just cant fit it all in... :-(
how is everyone? assuming anyone still is out there.. suspect you have all nodded off with boredom!
im giving ebay and paid work a real push at the mo!
lots planned for 2010 too
cant even think about xmas at the mo... realise that i need to do the tree and decs... omg!
well have a good evening... x
Hi Mrs CMR
I am sure I am not the only one on here to say I understand how you feel. I'm pushing and pushing myself to get the earnings up, fit in other personal "projects" such as getting so many items on ebay and in thelocal paper, and fitting things in around dd xmas parties here there and everywhere and theres the nativity play and the pantomime... the list goes on doesn't it! Try to enjoy the chaos, thats what I am trying to do anyway, it certainly makes life interesting, how boring would it be if there was none of the buzz and challenge! Take care!My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
afternoon peeps
only me. been working hard... was up til 3.10am this morning after an all nighter. v v tired and v v ugly.
was happy for my child #3 to attempt to go to school with 1 shoe... but then i felt better of it and found the other.
feel jetlagged to be honest!
xx will try to update more in the next few daysHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
at child with one shoe - nothing wrong with that at all! My son went to school with his jumper and polo shirt on back to front yesterday and I didn't notice :rotfl:
Hope you manage to relax a little tonight1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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