Diary of a Poor Person aged 46 1/2

SarahNeedle1872

Found you
I didn't get Twitter to begin with but its quite amusing! My current favs are Lily Allen and Demi Moore

Sx

mrscmr

@sarah... found you back... now following. is our great and powerful martin lewis on twitter? must have a look!

night all x thanks for popping and posting!

mrscmr

oh pants... ever felt like you had gone back to the very beginning of ur debt busting? thats where i am today. :-(((((

im getting my spreadsheets sorted on monday and suspect OH income is v much short. also cyprus is not as good as had thought due to exchange rate - not sure where the way out is at the mo... nothing is clear... need a magic wand. OH not getting it into his thick head though as gone to watch football with mates. duh duh duh.

alone i guess - least i got u guys out there in forum land

need to get figures straight

WorriedofSurrey

Hi mrscmr

Sorry to hear you are having a crap day debtbusting. It can really get you down sometimes, but you ARE dealing with it and doing the best you can so, chin up, have a glass of wine and try and relax.

WoS

Happytogetdebtfree

sorry mrs cmr, maybe he doesnt want to accept it maybe its just too much at the moment i know debt wears me down... a silver lining will come i believe in you xx

savingholmes

I hope you find a way thro soon - I am sure you will

mrscmr

im on here in a real state of distress.
1. financially we are stuffed
2. i did a terrible thing today. i didnt check pockets and washed OH passport. its now missing the cover and BA say to bring it in to see if he can travel. i am completely hysterical. beginning to wonder why when i try so very hard in life that i screw up continually. starting to believe god is punishing me - why is this happening? when will anything ever happen thats good or just slightly good. life is a mess - i have such a headache from crying.

beanielou

Sorry to hear things are so tough for you at the mo.
Take care.

will1_2

Now come on hun-deeeeeeep breaths! I say, his fault for leaving it in the pocket and not removing himself-he has some responsibility here too-and its fixable! OK-maybe some incovenience but hey-these sorts of things happen.Hope he's not being mean to you....

On the money front-there WILL be a way forward. You need to get your figures straight and really understand exactly what the gap is. Maybe he is going to have to keep looking for a job that works better for the family-even a job on the same salary but without all the travel related expenses would be better. And of course -there's you-anything happening on the work front?

And dare I say it-there is also the house in England/kids schools etc etc.I know absolutely all horrible thoughts and scary and last resort stuff-but you DO have assets and it's a question of finding a way of brdiging the gap short term until something shifts or you both decide on a way forward that you can all live with.

PLEASE DON'T DESPAIR!. You will get past this bad bad patch and get strong and fighting again.

Mortgage company seems like the most important call in short term-you said interest only for a while is an option? This should help.Also maybe worth calls with creditors to see what scope there is for reduced payments for a few months?

Or maybe call one of the debt charties for some advice-there will be a way that you can deal with this. Probably a case of swallowing pride and asking for help/guidance.


Thoughts are with you xxx

will1

dawnybabes

Awww sweetheart take a deep breath (and a bloody good swig of wine) and give yourself a hug. Yep life is crap at the mo but you are all healthy and you WILL get through this and just maybe down the line laugh at this ((((Hugs)))))