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Diary of a Poor Person aged 46 1/2
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The_Golden_Goose wrote: »Awwwwwwwwwwww - I've been missed. Certainly a first for me! Nice to be missed. Feel all needed now. Even if it is for my warped sense of humour!! LOL.
Whoop-de-do MrsCMR. Go get 'em cowboy. Totally impressed with all your debt blasting.
I too must get my Ebay head on. The thought of listing is enough to deter me, I tell you. Its all a bit....... well, how can I say it.... Faffy? Is that a word? Have I just make a word? Can I get paid for my new word invention?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
afternoon all.
thanks for popping in.
well a good day.
ebay is great! mrs gg i can highly recommend. i must say i stress a little about people being disappointed so i am completely and thoroughly descriptive in my items details. i do not want any disappointments.
in fact listing new items gets me v excited - now thats sad!
how you all doing?
catch up soon
mrscmrHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Have had better days TBH.
Still not got my motivation up to get ebaying, I know I should, have lost my enthusiasm a bit. Its all getting a bit monstrous and every minor effort seems to much of an effort to even bother with. Guess I am on the slippery slope of montly madness, one minute I am down, next I am up, next I am laughing my !!! off, the next I am chirpy as hell, the next I am debt busting with a vengance.
Oh why can't I win the lotto??? Oh yeah, I don't buy tickets, that'll be why!
Hope you are swell MrsCMR! Hope the CMR Jnrs are behaving and not causing you too much grief.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hi MrsC - what is your new ebay total then? Is it still rising? any other new freelance work coming in?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
ok friday's news
ebay up to £1200
spending - not bad
debt situation - getting better
sold the car... nope but its advertised and we will give it 3 weeks
kids - they are good - except for #3 who is obsessed by mario kart ... we all grit our teeth and swallow our pride and make sure we come last and not child #3!
watched the tale of depereaux on dvd yesterday - thats a really nice film
had the next catalogue delivered but its still in the box... but u know what i know i just know that in there are wonderful things... must be strong and fight the force of evil!!!
my garden is looking nice but need to get more done this weekend i hope.
well everyone have a great friday and weekend!
hugs mrcmr
keep fighting !!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
£1200 from ebay sales is pretty impressive! Have a great day!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
well here is some progress
when i started diary in march 09 our cc/loans etc was at £146,000 and now its ... £139,017...
Thats progress!!!
Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Just read most of this thread mrscmr, very inspiring and motivating!!! Keep up the good work and continue to let us know of your progress
Just being nosey here but what kind of work do you and your husband do???
It would also be interesting to see a S.O.A. (Statement of Affairs) summarising your monthly income & expenses so people can see if they can help advise on cutting back on some of it0 -
:TThat is amazing progress MrsC!:jAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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