Dental insurance discussion area

boots_babe

Official note: Click reply to ask questions and discuss the Dental insurance cost-cutting article.



I am covered on my partner's work's medical scheme for everything except dental.

I'm therefore looking for a good value dental insurance policy. I've searched the MSE forums but putting in 'dental insurance' just brings up lots of references to 'accidental damage insurance'!

Looked on moneysupermarket and although they have a choice of what appear to be cheap policies, none of them cover for 'serious' dental treatment, i.e. hospital work. If I'm paying for cover, I'd like to include serious treatment if possible as this is what would cost the most if I needed it.

Any recommendations or advice would be much appreciated.

boots_babe

Hmmm, I've been looking around this afternoon, and can't seem to see anywhere that covers wisdom tooth extraction in a hospital. This is something that I may need at some point - not immediately but in the next few years - so would prefer to cover this if possible.

Does ANYONE provide cover for this?

Former_MSE_Andrea

Click reply to ask questions and discuss the Dental insurance cost-cutting article.

deemy2004

I use westfields

It covers dental and the rest. But the main thing is, that being 'tight moneywise', having an actual plan that I pay out on monthly ensures that I don't put off stuff / delay acting on fillings etc. just so as I could save a few pounds.

Matty_Neth

Just went to the dentist for the first time in a year, and was a bit shocked at the bill - £220 for a couple of fillings, xrays and a polish.

Is there anu pure dental insurance around. I've had a look and only come up for HSA which covers loads of other healthcare which I don't really want. I save £15 a month in cash for future dentals bills and I just about got away with it this time, but I have the feeling that over next few years my dentist bills could go up!

lisyloo

My dentist usese Denplan.
Technically speaking it isn't insurance but it's the same idea.

You would have to find a dentist that runs it.
One downside though is that it only covers the dental costs so things like lab work cost extra, but would still cover the bulk of the cost.
Won't cover any existing problems obviously. You will need to have any existing work done before joining.

You are banded according to the state of your teeth.
I pay £9.29 per month but that's the top band for good teeth.

It's a very good scheme in my opinion, but then I'm at the cheap end.

Debt_Free_Chick

http://www.denplan.co.uk/

Matty_Neth

thanks. Someone at work just recommended this.

I called them, and my dentist is part of denplan which is good. They mentioned that a dentist will charge a consultation fee - any ideas how much this is?

redfox

Matty_Neth wrote:

They mentioned that a dentist will charge a consultation fee - any ideas how much this is?

It's up to the individual dentist as far as I know, but I was charged £28 so I guess that gives you a rough idea

boots_babe

Check out WPA, I took out a dental policy with them a couple of months back as they seemed good value. I'm paying £21 per month for full cover (excluding routine checks of course).

savvy

NB. Threads have been merged onto MSE Andreas Dental Insurance Discussion Area

savvy