Car Insurance for young 20 Driver

VIPER262

I am nearly 21 male new driver just passed and going to do pass plus and looking at a 2006 1.0 citreon C1 Vibe my best quote so far has been £1339 which any other company has failed to get close to or match, i have tried all the compare sites on this website and non of them have matched my quote of £1339 any help would be greatly appreciated as i am looking for the cheapest quote i can find for my insurance any help with specific companies dealing with young drivers would help me

Thanks

Lokolo

Have you tried DirectLine?

VIPER262

Yer i got quoted £1850 from direct line

dacouch

Congratulations on passing and a nice car to start with. The pass plus is a great idea as normally reduces the premium and genuinely improves you driving skills.

Some questions that could help us help you

When do you turn 22

Have you got a girlfriend

Do you know the Total Excess (Voluntary and Compulsory Excesses combined) you have to pay if you have an accident?

Which insurer has quoted you it

toptip

Sorry for being a realist - but i'd consider that a good quote for your first years insurance.

Remember, you are one of the highest risks on the road and you will pay the price in your first 12 months. I know this wont be what you want to hear but we've all had to do it and nobody ever said being a driver is a cheap hobby!

All I can suggest is adding an older female (mum?) to the policy as a named driver as this can drop the price slightly.

Is TP F+T cover an option?

Wish I could be more helpful, just don't crash in the first year!!

VIPER262

dacouch wrote: »

Congratulations on passing and a nice car to start with. The pass plus is a great idea as normally reduces the premium and genuinely improves you driving skills.

Some questions that could help us help you

When do you turn 22

Have you got a girlfriend

Do you know the Total Excess (Voluntary and Compulsory Excesses combined) you have to pay if you have an accident?

Which insurer has quoted you it

Sorry if i comfused you but i am currently 20 turning 21 in may this year, i don't have a girlfreind and the total excess is £350 and it was with Highway Insurance Co LTD

Also thanks well it was a choice between the Toyota Aygo, Citreon C1, Peugeot 107 all the same car made by same people with same engine, but i went with the citreon because it was cheapest and im not really bothered about looks or colour, all my needs are covered Low co2 Band B (£35) , Low Servicing, Good MPG (62 Com), Good Safety (4 Star), Low Depreciation

VIPER262

toptip wrote: »

Sorry for being a realist - but i'd consider that a good quote for your first years insurance.

Remember, you are one of the highest risks on the road and you will pay the price in your first 12 months. I know this wont be what you want to hear but we've all had to do it and nobody ever said being a driver is a cheap hobby!

All I can suggest is adding an older female (mum?) to the policy as a named driver as this can drop the price slightly.

Is TP F+T cover an option?

Wish I could be more helpful, just don't crash in the first year!!

That quote is with my mum as a named driver and i prefer Comp for peace of mind maximum cover £1339 with Highway Co. LTD

dacouch

Like top tip said its actually quite a good price, if you keep your nose clean next years premium will come down massively, the first years is always the worst (Unless you have lots of claims).

It might be worth taking that cover out bearing in mind you have a Citroen C1 and that big accident in Southend yesterday. You never know they might put the prices up

VIPER262

dacouch wrote: »

Like top tip said its actually quite a good price, if you keep your nose clean next years premium will come down massively, the first years is always the worst (Unless you have lots of claims).

It might be worth taking that cover out bearing in mind you have a Citroen C1 and that big accident in Southend yesterday. You never know they might put the prices up

What big accident yesterday fill me in please!

dacouch

I read it in the paper earlier, the paper said it left the road and hit a group of 30 people.

Very nasty business a lot of poeple hurt.

Some Insurer is going to be getting a seriously big personal injury claim for a lot of people. I would not be surprised if the cars insured in one of the parents names, the Insurers will go through everything with a fine tooth comb

dacouch

http://news.bbc.co.uk/1/hi/england/essex/7932243.stm

The newspaper article I read saidf the car left the road and "flew through the air"