VANQUIS and Credit Limit Raises

Innocent_Guy

sutton111 wrote: »

Okay, it's very much appreciated.

My OH thinks I'm nuts coming on here expecially when I burst out laughing like I just did.

I will deffo be posting my SARs tommorow I cannot wait to see what nasties they have showing.....

sutton111

Innocent_Guy wrote: »

My OH thinks I'm nuts coming on here expecially when I burst out laughing like I just did.

I will deffo be posting my SARs tommorow I cannot wait to see what nasties they have showing.....

Neither can I, I want to know what you have, I want to know what I have but I'm to much of a chicken at the moment.

I'm always laughing about what people write on here.

Innocent_Guy

sutton111 wrote: »

Neither can I, I want to know what you have, I want to know what I have but I'm to much of a chicken at the moment.

I'm always laughing about what people write on here.

Once I get it, I will share the details.

---lee---

Incidentally, you can now do SAR’s with Experian and Equifax online for £2 each paid for by debit/credit card. This must be a relatively new option as it was not available around a year ago the last time I checked mine. I could not find any online statutory option with Call Credit - just the usual hand over piles of money to see your own data on a monthly basis option. If anyone knows of an online statutory option for call credit, please let me know.

For Experian, it's quite well hidden but if you persist, it can be found. direct link.

The Equifax option is much easier to find. direct link

Innocent_Guy

---lee--- wrote: »

Incidentally, you can now do SAR’s with Experian and Equifax online for £2 each paid for by debit/credit card. This must be a relatively new option as it was not available around a year ago the last time I checked mine. I could not find any online statutory option with Call Credit - just the usual hand over piles of money to see your own data on a monthly basis option. If anyone knows of an online statutory option for call credit, please let me know.

For Experian, it's quite well hidden but if you persist, it can be found. direct link.

The Equifax option is much easier to find. direct link

Is this just not a link to check your credit report?

sutton111

It is just for your credit report, unfortunately.

Thanks for the information though.

---lee---

Innocent_Guy wrote: »

Is this just not a link to check your credit report?

No.

Is this just a link to check your credit report?

It could be viewed that way. It contains links to check your credit reports with the two major CRA's. It has links in it to order your credit report for the statutory £2 online instead of sending cheques off through the post (there were a lot of earlier posts about this). The same links can be found directly from the Experian and Equifax sites.

---lee---

Ah, apols - re-read and see you are talking about getting a SAR through Vanquis. I was thrown by the mention of £2.

Innocent_Guy

---lee--- wrote: »

No.



It could be viewed that way. It contains links to check your credit reports with the two major CRA's. It has links in it to order your credit report for the statutory £2 online instead of sending cheques off through the post (there were a lot of earlier posts about this). The same links can be found directly from the Experian and Equifax sites.

Is it actually for the SAR? Credit report and SAR are two different things...

Maybey its just me not reading it properly.....

Thanks tho....

---lee---

Innocent_Guy wrote: »

Is it actually for the SAR? Credit report and SAR are two different things...

That's an intersting thought. I've always thought of a credit report from a CRA and a SAR from a CRA as being equivalent. Ones a lot cheaper than the other, that's for sure. What information would a CRA hold about me other than what is contained in my credit report*?

*leaving aside historical archived material and of course good ole National Hunter....*