VANQUIS and Credit Limit Raises

cifpower

sutton111 wrote: »

When did you have your card? Did they credit check you Bobby?

Got my card in April 08 and they did check me via Experian

sutton111

Innocent_Guy wrote: »

Thanks sutton....:beer:

No problem. :cool:

sutton111

cifpower wrote: »

Got my card in April 08 and they did check me via Experian

So you had yours 11 months then. You would of made 10 payments then.

cifpower

sutton111 wrote: »

So you had yours 11 months then. You would of made 10 payments then.

I guess so. Am I right in thinking then that I may not see an increase til May?

sutton111

Yes, correct.

Twelve payments, so you will have to wait for your 13th statement.

Innocent_Guy

sutton111 wrote: »

Yes, correct.

Twelve payments, so you will have to wait for your 13th statement.

Why are they not giving cif increases like the others? Do you think its behavior score?

sutton111

Maybe he doesn't use it, he has a Ulster credit card, so he probably uses that before he would use Vanquis.

If he doesn't use the card they aren't going to increase the limit, there would be not much point.

Innocent_Guy

sutton111 wrote: »

Maybe he doesn't use it, he has a Ulster credit card, so he probably uses that before he would use Vanquis.

Yes I suppose, what is it like getting approved for ulster?

sutton111

Proliant or Cif would be able to answer that question more precisely.

Both Proliant and Cif had to appeal as they both got declined. They both got there cards with a £500 limit after appealing. HTH

cifpower

Innocent_Guy wrote: »

Yes I suppose, what is it like getting approved for ulster?

Ulster is part of the RBS stable. They normally give you an immediate decision. If declined appeal with 3 months' bank statements