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the daydream fund challenge thread

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  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Sounds absolutely great, lir, but has totally lost me :rotfl:

    What I meant was if the corridors are a problem - taking away space from the rooms downstairs - is there anyway you can eke extra space to accomodate them?
    Or, come to that, as someone who lives in a house with no corridors, are they all necessary.

    :D. Loses me too.

    The bulk of the house has no corridors...and will not, but we are doing things like put the loo and pantry style storage, and that essentially leaves a corridor to a new back door, and another one through the room, a sort of t shape. I imagine it will become the dog bed corridor.....i hope.

    Upstairs we have two landings, both of them ok sized, but when you start putting doors into new bits of house in they feel not large!

    Also, the only corridor upstairs will be too are room. The bedroom we are making into a bathroom will be small, becuSe atm we walk through that room to our bedroom...or up the ladder style back stairs.
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    Ok, try again.

    House...extra space....well, we have one wall of a coach house than can be rebuilt and a two story building that might make a grandad annexe. But the house, we have got planning for an extension, or rather, restoration, which will be one largish ish drawing room, and two beds/bath above, then another bed/bathin the roof space. Then another bed and bath in the existing roof space. Then the simplest way to describe the rest is a list of what it is now and what it will be ...but rummer might shoot me as i have her horse and dog as it is....


    Siting room stays sitting room,
    Dining room becomes music room/library
    Kitchen becomes study library
    Current day rooma and current study become one dining room,
    current utility becomes Pantry/freezer store and downstairs loo,
    Current store room becomes kitchen, small store room becomes utility.

    We are also loosing a bedroom to become a bathroom, and a cot room beomes another bathroom, and the current bath and back landing will be part of a master bedroom/bathroom/dressing room. Dressing rooms seem slightly ott when you live in tracksuiits and coats though.....

    Where is that green with envy button :rotfl::rotfl::rotfl:
    Taking responsibility one penny at a time!
  • :D. Loses me too.

    The bulk of the house has no corridors...and will not, but we are doing things like put the loo and pantry style storage, and that essentially leaves a corridor to a new back door, and another one through the room, a sort of t shape. I imagine it will become the dog bed corridor.....i hope.

    Upstairs we have two landings, both of them ok sized, but when you start putting doors into new bits of house in they feel not large!

    I always find furniture makes rooms shrink ;)
    Also, the only corridor upstairs will be too are room. The bedroom we are making into a bathroom will be small, becuSe atm we walk through that room to our bedroom...or up the ladder style back stairs.

    That I can picture because similar things happen here..... except the ladder style stairs. I think ours were changed about 150 years ago (taking a different direction into the room downstairs) & then we replaced those & removed the wall so they are in the room ..... if you get what I mean. :rotfl: This is all getting much too descriptive & totally confusing.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    I always find furniture makes rooms shrink ;)



    That I can picture because similar things happen here..... except the ladder style stairs. I think ours were changed about 150 years ago (taking a different direction into the room downstairs) & then we replaced those & removed the wall so they are in the room ..... if you get what I mean. :rotfl: This is all getting much too descriptive & totally confusing.

    If i can find a way to get photos from i pad on to internet i'll picture them...infact, i might have a pic on line elsewhere.....we have eveidence of a third stair case, just one corner of it in thie corner of a room by the ceiling.
  • :j I'd love to see pics

    Is your house all on one level? Our's is stepped uphill so our 3rd stairs are to change levels but not to change floors.
    The original stone stairs that would have run up beside the inglenook went at some time - before the beginning of the 20thC as someone, now dead, who grew up here remembered the gap being used for a cupboard. :D
    We found the old lintel for them on the outside wall next to the chimney when we were doing the extension work.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    :j I'd love to see pics

    Is your house all on one level? Our's is stepped uphill so our 3rd stairs are to change levels but not to change floors.
    The original stone stairs that would have run up beside the inglenook went at some time - before the beginning of the 20thC as someone, now dead, who grew up here remembered the gap being used for a cupboard. :D
    We found the old lintel for them on the outside wall next to the chimney when we were doing the extension work.

    I so wish it were. We have a VERY steep stair case and the one up from that will be the same. The back stairs really are like a closed tread ladder, dh goes down them forwards but i go down them back first, to be safe. But the land around us, and our land, is level. We are in a large valley which has the appearance of a plain really. Its not quite, there is a deeper part of the valley to the north of us, but its deceptive.
  • oooooo yes a walk in pantry would be def on top of my wish list..

    spoke to mortgage adviser to know exactly where we stand with getting a mortgage, it looks as though we are stuck between a rock and a hard place so to speak...

    anyway... he did say i could get an x maount mortgage on my own, so send me details of potential re-payments etc, so i emailed him and said yes we would like to go ahead with the application and that i know as it is on a auction property, that potentially i could lose the valueation fee etc if we were out bid etc...

    Anyway he emailed me back saying... that he has found out that there is jap knotweed in the area ( not near or on the land etc) and that it the lender dont normally lend if jap knotweed is in the area ??????? have you heard of this? or is he just trying to put us off?

    Admittedly i am living a bit in cockoo land, as in reality we havent got huge wages, and are self employed and i am employed by my owm ltd company. But it like on a personal/private buyer level they are treating us as a joke...

    He said i could get a mortgage of 47k based on my earnings/dividends etc, and with the money i have saved etc i could afford to go up to 100k for a property that has an guide price of 80 - 100k

    I think my frustration is getting to now screaming point....

    Anyway back to the real world.... tender more or less ready to be handed in on monday... just need to photocopy some insurances,licenses etc to attached to the tender...

    Hubby is going to monthly farm auction, we havent been for a VERY long time... i want to go with him, BUT i know i WILL come back with more livestock:D, so i think it best i dont know, but i have given hubby permission to buy a tractor if one takes his fancy:rotfl:
    Work to live= not live to work
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Anyway he emailed me back saying... that he has found out that there is jap knotweed in the area ( not near or on the land etc) and that it the lender dont normally lend if jap knotweed is in the area ??????? have you heard of this? or is he just trying to put us off?

    Depends upon the definition of 'area!'

    See this thread here:

    https://forums.moneysavingexpert.com/discussion/comment/48434041#Comment_48434041

    ... and others if you search the forum using 'knotweed' and 'mortgage.' :)
  • Davesnave wrote: »
    Depends upon the definition of 'area!'

    See this thread here:

    https://forums.moneysavingexpert.com/discussion/comment/48434041#Comment_48434041

    ... and others if you search the forum using 'knotweed' and 'mortgage.' :)


    thanks for the link Davesnave... the mortgage guy is phoning me on monday, so i will get all the info then.

    Again..... by inquiring about this house, i have learned something else...wich will be added to my little book of knowledge on house/land buying:beer:
    Work to live= not live to work
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    It is freeeeeeezing today, the whole world is covered in frost and ice :eek:. Think I will finish off cleaning the pots etc for the greenhouse as hubby and I are going to go and get the new wood for the greenhouse staging. Still undecided about the potting table, think I might keep my eyes open for one of the marble wash stands :D
    Taking responsibility one penny at a time!
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