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Too scared to work out what I owe

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  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Verbatim wrote:
    I'm really glad for you Moozie.

    How's your lovely new house? Have you settled in?

    Hello lovely Verbatim

    The new house is truly lovely! Thank you for asking! Except that it's much colder than our 1 bedroom tiny flat - something to do with the fact the heating is off most of time and we are not sandwiched between other flats :rotfl: Lots and lots to do but really pacing ourselves, being very sensible :A

    It's lovely to see you you know, thank you for popping in :)
    Leason learnt :beer:
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    OOOh, you're still up. How kind you are. Is it cold chez Moozie because you're economizing with the heating? Have you got a garden too?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Verbatim wrote:
    OOOh, you're still up. How kind you are. Is it cold chez Moozie because you're economizing with the heating? Have you got a garden too?

    Of course I am economizing! :rotfl: The previous owners were with British Gas and only today our new supplier kicked in. So one whole month with expensive BG :eek:

    The garden is very small but enough to keep a complete novice like me busy!

    Why are we still up V? :eek: :rotfl:
    Leason learnt :beer:
  • Hi Moozie,
    am just there at the point you are, totalling up all the debts. Started before christmas, but the enormity of it all just flattened me, but I eventually picked myself up and came back to face my demons. And you know what, they maybe not quite as scary as they were at first, still got a lot of work to do but I know it IS doable, for no matter how lomg it takes, but this time I will be the one in control, the good people on here give support and advice on the actions and tools you will need. I am in very very deep, but can now visualise a road out. It won't be easy, will be damned hard, but with help from the others on here you won't be forced to find your way through uncharted territory. if you need moral support or just to offload, feel free to contact me. Would be nice having a companin on the journey :beer:
  • jenchin66
    jenchin66 Posts: 648 Forumite
    :T :T Well done Moozie, you must be floating on a cloud :D
    Pad, started 28.11.08 running total £3674.91:T
    Sealed pot challenge member 346:T
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jenchin66 wrote:
    :T :T Well done Moozie, you must be floating on a cloud :D


    Yes I am thank you jenchin66 - which helped tremendously this morning as I didn't really want to get out of bed :rotfl:
    Leason learnt :beer:
  • well done moozie; 52% paid off in less than 1 year - truly amazing!
    TH
  • ZTD
    ZTD Posts: 24,327 Forumite
    moozie wrote:
    Lovely DFWs! I just updated my spreadsheet following recent payments etc and guess what????

    I am over half way there - 52% paid off to be precise!

    :j :j :j :j :j :j :j :j :j :j :j :j
    Congratulations!

    The drinks are on you? That'll be anything so long as it's milk then... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • clarab_3
    clarab_3 Posts: 691 Forumite
    Moozie - can't believe this is the first time Ive seen your diary - inspirational!
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ZTD wrote:
    Congratulations!

    The drinks are on you? That'll be anything so long as it's milk then... ;)

    :rotfl: :rotfl:

    Milkshakes all around then :D
    Leason learnt :beer:
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