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Too scared to work out what I owe

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  • i have just read this from start to finish (although over 2 days inbetween looking after children and general merriment!) all i can say is that it is an amazing account. I have never read anything on here that has had that kind of impact on me - maybe because i was able to read a complete 'story'. Thank you
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i have just read this from start to finish (although over 2 days inbetween looking after children and general merriment!) all i can say is that it is an amazing account. I have never read anything on here that has had that kind of impact on me - maybe because i was able to read a complete 'story'. Thank you

    Awww thank you scaredy cat! That's really sweet!

    I think if my 'story' can help another person, it's worth putting it on here and that's lovely.

    Thank you and best of luck - you can do it too as I already said on your thread I think ;)
    Leason learnt :beer:
  • thanks moozie you have posted for me and i have now listed my soa. it was good to come back here after as am feeling quite low about it now - but i suppose before i had my head in sand so at least now can deal with it. I really do think what you have achieved in such a short space of time is amazing. :T
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thanks moozie you have posted for me and i have now listed my soa. it was good to come back here after as am feeling quite low about it now - but i suppose before i had my head in sand so at least now can deal with it. I really do think what you have achieved in such a short space of time is amazing. :T

    I've just found your SOA and posted my quick thoughts on it. Anyone else reading this, please go to http://forums.moneysavingexpert.com/showthread.html?t=338922

    Signposted as it's not clear an SOA is in there :o

    Thanks again and don't forget you can do it too!
    Leason learnt :beer:
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Little thing just cheered me up: did my online banking/spreadsheet reconciliation and I am £85 better off than I thought this month :j :j :j I need to decide what to do with it - pay off a more debt or save til next month which looks tight. I'll sleep on it ;)

    Prior to finding this place, I was overdrawn 2 weeks after payday. Payday is now 12 days away, we've just had Christmas and moved house and I have £272 in my account :A Miracles do happen!

    Thank you Martin and everyone! :beer:
    Leason learnt :beer:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done Moozie....you must feel great:T :T :T :T it's so nice to feel in control isn't it?
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lovely DFWs! I just updated my spreadsheet following recent payments etc and guess what????

    I am over half way there - 52% paid off to be precise!

    :j :j :j :j :j :j :j :j :j :j :j :j

    All on target to be debt free by November! :D I think the next celebration will be when the A&L OD goes - £285.42 now and counting :p

    Thank you so much everyone for your kind support and help! I am so happy right now, I can't tell you!!! :rotfl:
    Leason learnt :beer:
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Fantastic moozie well done keep it going the end is in sight!
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • WAHAY!!!

    Congratulations to the cow! :T :T :j :j

    "MOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!"


    :D
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    I'm really glad for you Moozie.

    How's your lovely new house? Have you settled in?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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