Enough is Enough

Zara33

She-ra wrote: »

I 100% agree that this country should have a benefits system in place as you never know what is round the corner.

What I do not beleive in however is the total unfairness of the one we have in place.

Why when my husband works 12 hours a day 6/7 days a week does it work out that we would be better off on benefits (I have done the entitledto.com) thing. We dont get any help (apart from the tiny statutary child one) at all. He takes home 1400 per month. now try paying a mortgage running a car feeding 2 kids 2 adults and 2 cats council tax, bills car ect with that.

now i read about this lovely activity holiday place that you can send your kids too for 299 per child or 49 if you are on benefits

come on
are they tring to encourage people not too work

I might be wrong, in fact I would love to be wrong Iwould love to hear from someone who is married has 2 kids and is loads worse off on benefits (bearing in mind rent council tax reduction ect) Im not knocking you as I have previously said I 100% beleive in them but there sould be some sort of help out there for people who do work as well.

http://forums.moneysavingexpert.com/showthread.html?p=19208333&posted=1#post19208333

This the thread your talking about? Shame you seem to have missed the part about people who claim working tax credits.

alwaysonthego_2

She-ra wrote: »

What including rent???? average 3 bed house round here is about 700 per month plus. plus council tax.

You must be living in ga ga land, most people on benefits would love to be in your situation, get back to the real world!!!

Damzel_In_Distress

She-ra wrote: »

What including rent???? average 3 bed house round here is about 700 per month plus. plus council tax.

Just because thats the adverage rental price doesnt mean thats what you get LHA doesnt just stump it up because people ask for it-there is a set weekly ammount and you find somewhere within those means.
That is how it works.

She-ra_4

Zara33 wrote: »

http://forums.moneysavingexpert.com/showthread.html?p=19208333&posted=1#post19208333

This the thread your talking about? Shame you seem to have missed the part about people who claim working tax credits.

You obviously dont understand what I am tring to say!!

Why should it be different prices at all!!!!
Surely it should be the same price for everybody regardless of working or not working.

Damzel_In_Distress

She-ra wrote: »

You obviously dont understand what I am tring to say!!

Why should it be different prices at all!!!!
Surely it should be the same price for everybody regardless of working or not working.

What didnt you understand about the working tax credits? :rolleyes:

Zara33

She-ra wrote: »

You obviously dont understand what I am tring to say!!

Why should it be different prices at all!!!!
Surely it should be the same price for everybody regardless of working or not working.

I am perfectly aware at what you are venting about but your vent is about people who do not work...which in fact is untrue...as you can get the holiday for £49 if you claim Income Support or working tax. But don't let that stop you getting up there on your soap box

alwaysonthego_2

I speak to plenty of clients who have been made redundant and are struggling to manage on benefits. LHA doesn't necessarily cover the full rental amount and this can leave people having to cover the shortfall.

bestpud

She-ra wrote: »

ok so enlighten me how much would we get then?? factoring in rent/council tax school meals prescriptions ect.

Presuming you did not give up work voluntarily, in which case there would likely be a sanction, You would receive (rounded):

JSA couple rate - £95
CTC for two children - £86
Child benefit - £33 (same as you get now)

So basically (omitting the CB as you get it now) £181 per week or £785 per month.

You'd pay no council tax and you'd get the interest paid on your mortgage after 13 weeks.

Your children would receive free school meals.

You'd receive free prescriptions and dental care (if indeed you have an NHS dentist - I am entitled to free dental care but pay about £40 a month for me and two children because there are no NHS dentists in our area).

And free eye tests and free glasses, if you are happy to have the free ones - otherwise so much off a more expensive pair.

And of course it would be cheaper to send your child on holiday.

ETA: you can have a look on your local council website to see what the LHA is for your area. It may not be £700. You also need to check if you'd get the three bed rate as you may only get the two bed rate if your children are the same sex or under a certain age.

sinstar

Remember there may be people on benefits who would get less money if they were working but they are actually incapable of working, and given the chance would give up all these 'extras' just for the ability to work.

If your husband takes home £1400 a month, I would estimate that to be £21000 a year before tax? Working 12 hours a day for at least 6 days a week? That isn't even earning minimum wage per hour. What does he work as?

She-ra_4

sinstar wrote: »

Remember there may be people on benefits who would get less money if they were working but they are actually incapable of working, and given the chance would give up all these 'extras' just for the ability to work.

If your husband takes home £1400 a month, I would estimate that to be £21000 a year before tax? Working 12 hours a day for at least 6 days a week? That isn't even earning minimum wage per hour. What does he work as?

hi
he works in sales. car sales. its not hourly paid. To try and hit targets they have to work all the hours...