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Nationwide - Cheap spending abroad - Over

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Comments

  • anna42hmr
    anna42hmr Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    such a shame they are doing this, as its one of their selling points for the card.

    glad i have the post office card!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • phatbear
    phatbear Posts: 4,061 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Damn it ive just received my card which i intended to drop money into on a monthly basis for my holiday spends ahhhh well!!!,


    Ive got a post office c/c does anyone know if they give a preferential rate when the money gets exchanged back to pounds???
    Live each day like its your last because one day you'll be right
  • ailuro2
    ailuro2 Posts: 7,540 Forumite
    Part of the Furniture Combo Breaker
    http://www.nationwide.co.uk/creditcard/goldcard/foreigntransactions.htm

    it's on the NAtionwide site too.

    Ach well....better move to the Post Office I suppose...but aren't they provided by Bank of Ireland.....
    is nothing sure anymore....:p
    Member of the first Mortgage Free in 3 challenge, no.19
    Balance 19th April '07 = minus £27,640
    Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.
  • Fortyfoot
    Fortyfoot Posts: 1,961 Forumite
    Part of the Furniture 1,000 Posts
    If I have read it right there will not be a charge for Spain!

    Sierra Leone
    Singapore
    Slovakia - No fee charged
    Slovenia - No fee charged
    Solomon Islands
    Somalia
    South Africa
    South Georgia and South Sandwich Islands
    South Korea
    Spain - No fee charged
    Sri Lanka
    St Barts (Barths or Barthelemy) - No fee charged


    Fortyfoot
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Ilovejackbauer wrote: »
    It has been announced today that from 6th May Nationwide will be reclaiming the charge made by Visa on Foreign transactions, its currently .84% and goes up to 1% in July. At the moment Nationwide has paid this charge which is why it has been the card of choice when travelling.

    Unfortunately, this was supposed to be a benefit for Nationwide customers but as you know in recent times has been abused by people taking an account or cc just for use when travelling, so it is now being withdrawn across the board.

    Still cheaper than a regular cards that seem to be closer to 3% on total charges.
  • Tozer
    Tozer Posts: 3,518 Forumite
    getmore4less wrote: »
    Still cheaper than a regular cards that seem to be closer to 3% on total charges.

    Absolutely. Every other card I know of charges at least 2.75% foreign currency transaction charge.
  • iwantitnow
    iwantitnow Posts: 564 Forumite
    Poland and Spain are my 2 destinations so I'm ok :j
  • fifeken
    fifeken Posts: 2,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tozer wrote: »
    Absolutely. Every other card I know of charges at least 2.75% foreign currency transaction charge.

    It's cheaper than other debit cards but there's still a couple of credit cards that are free. Post Office as mentioned is one and Abbey Zero.
  • poet123
    poet123 Posts: 24,099 Forumite
    What about a cruise in Europe,but onboard a US ship where payment is in dollars?
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    poet123 wrote: »
    What about a cruise in Europe,but onboard a US ship where payment is in dollars?

    The transaction would be routed through their bank, presumably in the USA, and so would be charged as a US transaction.
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