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Confession Time!
Comments
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Not in debt but supposedly saving hard for deposit on flat.
The thing I kick myself about the most is putting my stuff in storage when I moved in with my current flatmate 3.5 years ago. (My accommodation was supposed to be temporary at the time, was furnished when I moved in, and I didn't want to get rid of furniture I'd only had for a few months thanks to disastrous previous unfurnished flatshare.) I ended up leaving it there for 2 years 8 months before realising I didn't need it, but by that time - including unit rental, insurance premiums and the £300+ it cost me to get it all moved out and so on - it had cost me in the region of £4k I could have had in my savings account earning interest. Just on storing stuff I mainly never used and didn't miss (and a few boxes of stuff which could quite easily have lived in the loft all that time).
Other stuff I don't count as extravagances, if I've saved and budgeted for them (like the £230 PVR I bought before Christmas, or the £100 digital camera I got in the January sales).Operation Get in Shape
MURPHY'S NO MORE PIES CLUB MEMBER #1240 -
I havent got any sins to confess.. but I am so close to my target I can almost taste it..and becuase of that I can hear a liitle voice saying.. "buy this" "buy that"...
It is soooo hard..MFWB
Mortgage when started: £232,000
Current mortgage Sept 2024: £232,000
Mortgage free day: Sept 2029
Saving: £12k 20250 -
dollindebt wrote:
That's so funny--I needed a laugh today!
A recent lapse...hmmmm...I spent £160 on a second-hand butler sink and ceramic drainer for my kitchen, and not only could I not get taps (anywhere!) to fit in the holes, the blooming sink does not even fit in where I hoped it might, in my tiny cottage kitchen. So I have a very big and useless kitchen sink. Bad impulse buy!
Happy Valentine's, all. Gotta use one of these cute smileys! :heartsmil
Sorry Simonkey, I just realised my post sounded insensitive regarding your taxi and shoe fiascoDebt-free in May 2015 with the help of Payplan and MSELightbulb Moment: November 22, 2004 :idea:0 -
Locana wrote:Hi,
I'm going for the 'Car Mats' mantra when I go shopping!! LOL!!!
I spent 49.99 on a Dolls house for my kid and he is a boy.... It was for me really, but do I play with it?? No. Where is it? In my sons room. Do friends and family laugh? Oh yes they do. But they laugh harder when they find out its mine. I'm 31.
LMAO thats funny!!Abbey Loan £6,000
Tesco loan £3,000
Tesco points --- £100 worth £400 in deals for holiday! :j :T
"It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change." (Charles Darwin)0 -
Jarlawuk wrote:Running a very close second is my 300 quid slam man which sits at my mums house half filled with sand and hardly ever touched ^^
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WillSShhhhhhhhhhhhhhhhhhhhhhh0 -
I am a newly reformed shopaholic and have spent many a morning when eldest is at school and other one in nursery wandering around PoundStretcher amazing all the things they have that you never knew you needed. Anyway since my light bulb moment I have not been anywhere near there until last saturday my friends had been and it got me thinking well it planted the seed I could feel that blow out coming one that would cost lots of money so i went before the impulse became far too strong to resist and my confession is that I spent my blow out on ....... wait for it...
A new kitchen sink bowl £1.20, bin liners 99p dish cloths 99p a valentines card 50p freezer bags 99p dish brushes 99p wow what an exciting blowout
I dont know whether i should be ashamed that my blow out was so dull or that I even bothered to go ...0 -
Erm a blowout in selfridges on make up was my worst moment. I had a makeover at the Laura Mercier counter and ended up buying everything she put on my face. Nearly £130 worth! Went totally mad, would have probably bought her arm to put it on for me if it had been for sale!!!!! Half the time I don't use it all anyway cos all the different products take ages to put on and I can't be bothered, God knows why I did it, went into a weird trance of "buy,buy,buy" I think. Note to self, they are called sales assistants for a reason and no your current make up doesn't look too orange.......Quit smoking 18/08/070
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For valentines day I spent £114 on the meal but it was the best meal of my life and my partner and mine's first valentine. Plus he got to file for divorce the following day so we felt we deserved to celebrate!£4000 challenge
Currently leftover - £3872.150 -
OK, I had a massive blow out on clothes just after I graduated in 2004, for my new job, and then took out a HSBC loan for a new car, that was relaible for my weekly journeys back to Canterbury to see my finacee.
Ironic points -
1. Work for a charity and didn't need the ultra smart clothes I bought
2. Was in huge debt from Uni
3. Am no longer with finacee, so no need for car (however, I love her, and its so nice to be independant and be able to go anywhere I like!)
I have no idea how much those hedonistic months cost me! Am doing much much better now!!!!0 -
James240 wrote:ok just before christmas i spent £160 on an MP3 player as a present to myself .................
how come that didn't come up in your daily - how much have you spent today thread?!!Debt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 20080
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