Thursdy 19/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• storecupboard tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• clean one room so no housework at weekend
• sparkle a lot - purple cow socks under my work clothes

Good morning lovely dfw's,hopefully will be a quiet day today at work, not much planned so far. Need to clear a few things away so decorators cn get on with painting etc but part from that not much on.
Hi to all the regulars, Yorkshire Belle - hope you hve found your energy today:D , hugs to anyone feeling poorly or down , and welcome to any new posters .
Hope you all have a lovely day.

See you later xx

ragstoricheswannabe

Good morning everyone,

today i will/have
*check online banking and try not to cry
*daily clicks and scratchcard
*loaf in the bm
*lsp today
*apply for delivering yellow pages in local area job
*housework
*try and leave the heating on the low temp and put more layers on
*washing hokey cokey (may be able to dry some stuff outside today!!!)
*sort out and photo more stuff to list on ebay................must, must, must do this, ds2 needs his cot now!!!!!!!

Well thats it for me today, off to find my positive thinking, have mislaid it somewhere..............................

love rags
xxxxxxxxxxx

lonestarsky

Morning everyone! I'm early today, I don't usually get round to posting until the thread is on it's second page :rotfl:

Today I have/will do:

- cats to vets for injections at 9
- check internet banking
- daily clicks
- free scratchcards
- start composting (compost bin arrived yesterday:j )
- put christmas cards and clothes to recycling bins
- do a dooyo review
- rate dooyoo reviews
- check email for surveys and do any that are there
- check ebay auctions
- enter as many holiday comps as I can find
- write minimum 500 words of novel
- buy birthday card for party on Saturday
- packed lunch
- storecupboard dinner
- pub quiz league tonight but will drink water to make it a cheap night!

Off to vets now, have a good day everyone!! x

Miss_Piggy_2

Morning all

I've actually on here early this morning! Hope everyone is ok?

I have a quietish day today after a cleaning frenzy yesterday. Was going to cook a roast for OH but he's in the doghouse after eating an entire pasta bake to himself last night (my Mum sent it over - a lovely waitrose one - and he thought it was for him!!). So he's got a salad tonight!!

So here's my list for today:

* Check on-line banking
* Do surveys
* Storecupboard lunch
* Do Paul McKenna
* Have a go at twinks Hobnobs
* Free exercise - walk Piglet up shops
* NSD (all am getting up shops is Piglets Postman Pat magazine with his pocket money)
* Washing - Piglet being a naughtly piglet and having LOTS of piddly pants!
* Reduce, reuse, recycle one thing....clothes to clothesbank whilst at shop
* make saving pots for Step-kids ....stepson wants a scooter when he's 16 and Step-daughter wants a car when she is old enough...they were most distressed when I told them they would have to save for them!!:rotfl: Evil Stepmum I am!!!
* Sparkle! Have blue sparkly stripy socks on (with my pink slippers with hearts on...quite a mixture!!)


Have good days all....nearly the weekend!!

Miss P
xx

Pippilongstocking

Hi guys
Bit later trying to get organised so I won't distract myself later on - need finish my revisions. Argh - two weeks behind already on the next bit.

Today
Feed chooks
Eat eggs and recycling coffee as i type
Work from home this am so not to be distracted v much
Laundry hokey cokey on 3rd time this morning already all stuff hung up in living room and laudry cupboard.
Check bank
Make pad
Need go shopping for some bits at some point soon, need a full tummy and a list.
Work lots
Lunch at work from storecupboard
Tea is out of freezer prob roast beef slices, gravey yorkies etc yummy worked really well last time and beef cost 45p
Tidy bedroom
Maybe charity shops later if I am a good girl.

Hope all are good? Rags hope you find your sparkles later on - maybe you need a nice cuppa first??

Knee length stripey socks of rainbow lovlieness to help me through the day.

Pippilongstocking

Miss P that sounds like quite a combination!!!

Purple_Sparkles

Good Morning Everyone,

Today I will

Check online banking
Daily scratchcard
Start making fence in garden out of 'free' wood
Surveys
Storecupboard/freezer lunch & dinner for us today
Sadly will be a Big spend day as I need to buy feed etc for all my animals.
Find more stuff to put on Ebay
Check to see if I've got all the ingredients I need to make my own soap.

I think that's it for me. Have a great day.

Norton_Blade

Morning all

Haven't been around for a bit but I notice that everyone is still sparkly... which can only be a good thing.

My workload has doubled and along with taking on more responsibilities, I'm also going to night school as well. But plenty of time working means not much time for spending (also means not much time to post on here though!)

The listy for today:

* Checked interweb banking. Woo payday.
* Rounded down all the odd pounds and pennies into my virtual sealed pot.
* Swept the remaining money from last month's pay (not much!) into a different savings account.
* Checked all the savings accounts to make sure there's no problems with the direct debits for tomorrow.
* Cleared out my purse of all the silver and copper for my tangible sealed pot.
* Checked Quidco (although I haven't been spending, so what I think I'm going to get paid from it this month I don't know!)
* Brought mp3 player to charge at work.
* Brought laptop to work... need it but it'll also get fully charged.
* Storecupboard dindins. Sandwich... loadsa fruit. I will be 9 stone something come the summer!
* Do revision for my course.
* Storecupboard tea (Asda fish pies! I love them more than I should)
* Drink tea and coffee courtesy of work. Water from the water cooler.
* Few surveys... decided that any earnings from them will be going towards "bottom drawer" stuff. I'm waiting on an M&S voucher from Valued Opinions so I can get some spotty cups I've seen

Erm... think that's it for today.

Have fun everyone!

lilian1977

Morning everyone

Haven't posted for a while - sorry!

Anyway, things today:

Transferred £223.50 into my virtual sealed pot, taking me less than £50 from my revised revised revised target. Might re-revise! This is all to pay off my loan early. £150 from my O2 refund, £23.50 from PT job, £50 from Ebay.

Daily scratchcards - 10p and (FINALLY) 20p - have been having 10ps every day for ages.

Check for freebies and offers

Try and have a NSD - still got 7 to go this month to reach target, eek.


Have lovely days everyone xx

pixiechick99

Good morning:hello:
Up early-ish, kids still in bed...house is silent...bliss:rotfl:
Quiet day a home I think today so here's a list...

• Check banking...Tax credits gone up by over £2 a week:T
• Scratchcards
• Write to C+G re MEF as every time I ring I am told there's a 15-20min wait:eek:
• Carry on with college work
• Attempt to write personal statement for UCAS application
• Try find out how much money I'll receive when doing the course in Sept
• Clean bathroom
• Change from purse in sealed pot
• Dinner from freezer, checken defrosted last night

That's my lot for now;)

Jo_R_2

I accomplished a couple of things on my list from yesterday, think with having the DDs with me with it being half-term, I overestimated how much I could get done. Ah well, we live and learn...

Today I will:

• phone up council about getting a standing order form for my Council Tax repayments
• take girls to playgroup this afternoon - go to a couple, the first one of the week I have to pay towards but this one today is free
• check online banking

Today I might :

• post ebay items that I sold the other day on ebay, have envelopes all ready
• make HM biscuits or soup to use up spare veggies
• have a baby - think this one may be a little further out of my control though!

This way anything extra is a bonus!