Wednesday 18/2/09 What small dfw things have you done today???

Pips_Mum

Hello All and welcome Newbies

Jo-R played the waiting game myself beginning of year (as this poor lot willtestify as they had to listen to me moan everyday!!) hope it all kicks off soon for you.

Well done Blackruby:T

Fay LOL at chickens cupboard surprise!! :rotfl:I can picture them with a menu and a napkin tied round their necks waiting for their grub!!:rotfl:

Very tired today as Pip was up most of the early hours this morning so short list

• Walk to nans for some free exercise and also a cup of tea and cake!!
• Daily Scratches
• Daily Clicks
• Store cupboard tea
• Update my spending diary
• Check Ebay listings
• Keep fingers crossed some money has been transferred into my account by my friend who owes me some.
• Ooooh yes add some money to my sealed pot thanks Nic
• Go to see the event planner about Pips Naming ceremony and dont get convinced to have dearer stuff than we can afford.
  

Have a good day all x x x

bathgatebuyer

Got to pay my electricity bill today - will do this tonight when I get home (it's £166 for the winter months which isn't sooooo bad, I s'pose);
Will check Pigsback and Quidco;
Will have to list two blouses and a jacket on Ebay as I've been saying I've been going to do it for ages now!
Will check what direct debits are to come off before my next payday (in 3 weeks time!)

debt_free_me

Hi All :hello:

Hope everyone is having a good day. Was talking to my other half last night and looks like we could be moving in together a little sooner than we thought, maybe in a couple of months. We are sitting down and working out all our money tomorrow night. From what we have said so far I should be ok with a little left over every month, but just need to get the money for my half of the deposit and anything else we might need. He has moved out before but had to move back to his parents for a while as the last place was sold (he rented and so will we be, at least at first) so has some things and I have some things my parents have said I can take. Hopefully we will find somewhere with white goods in the kitchen so the only other major thing we will need to buy at first will be a sofa and wardrobes if there arn't any built in ones. I've seen a few with white goods and built in wardrobes which would be great. He has said in the past I could borrow my half of the deposit and stuff we will need to buy but I have said I don't want to move in owing him money already. I'm really excited about us living together but also nervous as I have never moved out my parents let alone with a boyfriend. I will be over on the rents board quite a bit looking stuff up and getting tips but if anyone has any here let me know, all tips appreciated Need to get myself more in gear for making more money extra fast! I will still be aiming for my target even when moved out when I don't have as much money to put away, but I see this as en even bigger exciting challenge then saving the money now when I have more to save. I am going to be so savvy with moving out and household stuff too! He has also asked me if I could show him all these little extra things I do. I have showed him quidco and he knows about the free scratches, but I am going to give him a masterclass on it tomorrow :rotfl:

Today;
Free scratch - I think it was 20p?
Bought lunch into work but I don't think it is going to fill me up!
Look for mystery shops
Start taking photos for Ebay starting with a diamond braclet that was bought for £149. Hoping to get at least £50 for it. Have been looking on Ebay to see what similar items go for
Write up my masteclass for my boyfriend tomorrow :rotfl: Will probably help me as well with everything written out clearly
Washing on 30 - I didn't do this yesterday!
Look for jobs

urg123

Hi Everyone

Blackruby - what a great picture! Graduation day is always great. I work in a University and for me it reminds me why I do my job!

Fayjmck - well done on the £10. Finders keepers!

All sorts been going on in the last 24 hours!

It turns out my lodger things that there is a fairy that switches off the override button on the boiler! He left the override on over the whole weekend ! I am so annoyed! I have had words with him but I hate having to do that.

I applied for a new bank account. I don't like A&L and so am moving to First Direct. I should get £100 for the move and managed to find a cashback site that would give me £75. :j

I challenged a bank charge on my account and was informed it was a mistake! Thankfully it will all be rectified soon.

I'm out with the girls tonight to celebrate my engagement. I get to show off my bling! So there won't be much dfw tasks but here are mine for today:

• Check online banking DONE.
• Put a loaf in BM.
• Washing on before I left for work.
• Airer dry.
• Check paper for jobs.
• Brought in snacks from home so wouldn't be tempted by the shop.
• Print off some papers needed for class tomorrow.
• 15 minutes of tidying the bedroom.

Have a great day.

urg x x

Pippilongstocking

:A feeling very noble:A
1 put my £10 find in my sealed dotty pot.:D
2 caught another slug - I know its boring for you all but for me its fighting my corner as I am about to sow my seeds
3 ate some of the tatties for tea at lunch in the garden - very ?warm?? and sunny

we all know it will rain tomorrow and my £10 find will turn out to be someone elses but hey ho :cool:

es1984_2

Hi guys, today is my first day trying to get debt free! So far, I bought my lunch from Farmfoods for the next 3 days, for about the same price as I normally buy my usual sandwich and coffee! And when I checked my on-line banking, Nationwide have refunded me £45 in charges I asked for, so am well chuffed! Going to the cinema this evening (orange wed so half price!) and will be taking my own juice and munchies. Due to bank charges refund may treat myself to a Ben and Jerry's...

Oh, and also sent of my BF's CV to a few places (quicker me moves in with me, the less I spend on train fares to see him and on phone calls lol).

sophiesmum_2

Welcome on board es1984 sounds like you are having a good day all round:T

es1984_2

thanks for the welcome! There's no way I would be motivated to clear my debts without these forums - I think they are going to be my life saver over the next wee while!

WelshWoofer

Just a quick update to say that I've discovered the library!!!
Been on line and had a good nosey about and its actually quite good - have registered and am now waiting for my library card to be delivered.

Have also phoned Lloyds loans and made an extra overpayment of £600!!

Feel positively angelic!

Now need to figure out where I can get an extra £5000 for next year's teacher training... think I have a grant and a student loan sorted but if I can persuade someone to give (or loan at a push) me £5000 I'd be "earning" only two thirds of what I earn now whilst training (after tax of course). Must better than I thought it would be - far less scary financially.
Any volunteers.....:p

Blackruby

Well done, Rachel, that's not small, that's big!