Thread for the Uber Frugals..... Complete an SOA and lets see how we compare...

amcluesent

>we have more left than the OP and partner earn.<

I do believe I am considerably richer than you are...loadsamoney!

silvercar

Just interested to see if I can cut down any more...

Two cars could be seen as excessive.

baileysbattlebus

amcluesent wrote: »

>we have more left than the OP and partner earn.<

I do believe I am considerably richer than you are...loadsamoney!

I would have been surprised if we weren't tbh, we are in our 50's, OH will be at the peak of his earnings potential now, and is in a good job, we have had the same mortgage for over 16 years, never mewed, hewed or whatever. Kids grow up and become less of a drain on the finances.

So your income goes up and your expenses become less - it happens and eventually will happen to everyone.

uzubairu

Even though I am a self-confessed Mortgage Free Wannabe #157, I can't imagine living on such a tight budget.

We still like to eat out now and again, holiday 2/3 times a year and I change my car when it gets to MOT time, but we still overpay the mortgage by £745 a month.

If we cut out all the nice things along the way to being mortgage free, we would be mortgage free sooner, but I doubt we would be as happy as we are now.
I'd stop the overpayments or reduce them first before going without the above.

Why did the OP start this thread and what did expect from the responses?
It's clear no-one compares to him. Well done for him, now he can sleep peacefully, while we get on with living our lives.

lil'H

well woopy doo to you OP! sorry but get a life, you wanna save more sell both the cars and get rid of heating lighting and stop eating, but you already knew that didn't you. Wanna show off then find something good to show off about, not the fac tthat you have no life!

Sorry not like me to get like that, I shall go back to being more on the fence!!!

fc123

baileysbattlebus wrote: »

I would have been surprised if we weren't tbh, we are in our 50's, OH will be at the peak of his earnings potential now, and is in a good job, we have had the same mortgage for over 16 years, never mewed, hewed or whatever. Kids grow up and become less of a drain on the finances.

So your income goes up and your expenses become less - it happens and eventually will happen to everyone.

Please let that be true....I can't wait.;)

PasturesNew

baileysbattlebus wrote: »

So your income goes up and your expenses become less - it happens and eventually will happen to everyone.

I wish... my peak earnings were 1997 to 2001.
Now I expect to get 40-50% of that and be damned grateful for ANY job.

SingleSue

PasturesNew wrote: »

I wish... my peak earnings were 1997 to 2001.
Now I expect to get 40-50% of that and be damned grateful for ANY job.

Mine was 1990-92!

Right now, I would be grateful for any job paying any kind of money.

Old_Slaphead

Uber Frugals ? Wasn't that a record by ABBA ?

1sue23

If it is the simple things in life that you want and the rest of us are just greedy why not donate your saving's to the red cross.
I live a very simple life living on a boat ,so my outgoing are a lot less than yours but I have a happy full life, just remember you are a long time dead and a balance between saving and living a good life is important .My mother was a saver much like you no treats, no haircuts ,and no holidays but she died in her early 50's and now my father is having a great time with his new wife and is living the life my mother missed out on .