Halifax reward account online now, and the old accounts....

The_Laundry_Man

I'm also an existing HBOS customer, and have a HICA, and three RAs, but the BoS site refused to open any more RAs, with letters informing me that I 'didn't meet the criteria' for the new accounts????

As stated, the HBOS log-in details are common to both sites.

TLM

gelato_cat

I've got three Halifax RAs and a BoS one but didn't get the bonus for the BoS one last month...

Suze

KTF

Is there a way of maintaining a zero balance on the current account as it wont let me do a transfer that lets the balance goes below £1?

I dont have an overdraft on any of these accounts. Would that make a difference as well?

rb10

KTF wrote: »

Is there a way of maintaining a zero balance on the current account as it wont let me do a transfer that lets the balance goes below £1?

I dont have an overdraft on any of these accounts. Would that make a difference as well?

You should be able to get down to £0.01 by making an internal transfer out.

KTF

Ah, you are right. Its only moving the money between accounts internally that has the £1 floor on it.

Transfers to external accounts do not have this for whatever reason.

rb10

No, internal transfers can take an account balance down to one penny, just not to zero.

They can on my accounts, anyway.

KTF

Ah, ok. I didnt try an amount lower than £1. When I move the money over to the next account I will take it down to a penny.

blueberrypie

masonic wrote: »

The limit is on Reward current accounts only. You can have any number of other accounts. Only my middle application was referred. Try and explain that.

Can't explain it - but I opened three accounts in my name and tried to open three in my partner's name - but his third account was refused (was waiting for a decision for a couple of days but now says application denied). I wondered if it was because he already has a HICA - and I also wondered if it was worth trying to open a third account again, either now or once the refused account no longer displays on the list of accounts. Any thoughts?

MiserlyMartin

tipsychick wrote: »

I opened all six back-to-back online - 3 x Halifax website and 3 x BoS website.

I did mine spaced out over a number of weeks gradually.

I was already an existing Halifax customer, having availed myself of the £100 for switching to the HICA a couple of years back and was registered for online banking with them. This account has pretty much been dormant though.
Ditto
The main reason I think I managed to open all 6 was that I found my Halifax log in details worked on the BoS website and therefore, I proceeded on the basis that I was an existing BoS customer too!

Just by stating that I was an existing customer, I found that their systems automatically recognized me.
HTH

I did mine through the internet banking site too on the BOS site and found the same as you. However the account was opened but when I checked it a few days later, it was still there but said 'account closed'!

KTF

I already had 3x Halifax reward ones and thought I might as well try my luck with BoS so opened 3 with them yesterday.

They new BoS accounts have appeared on the online banking with a status of 'application decision' but if I click on this I get the message:

Thank you for your recent application for a Bank of Scotland Bank Account. Please return to the Bank of Scotland website for your decision. Alternatively, call our Helpline on 08457 21 31 41.

Or get told to visit the Halifax website if I use the same credentials to log in to the BoS one. Will give it a few more days to sort itself out before I give them a call...