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I've been made redundant

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Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Hope he gets a nice one:D
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • ceridwen
    ceridwen Posts: 11,547 Forumite
    10,000 Posts Combo Breaker
    :hello: 'Morning Numpty

    Hows things this morning your end?

    Have you seen that MSE Martin has added a "what to do if made redundant" guide to this Board?

    http://www.moneysavingexpert.com/protect/redundancy-help

    So - I've just had a quick glance so far and thought "Seems to pretty much cover all angles - must go back and check that it includes the point about only being allowed £6,000 in savings and the DWP will treat you as if you still have any capital over that limit - and that probably includes even if its been used to pay off the mortgage"

    Pleased it covers a little point I've been making - ie a link to the TUC website to the page where one can find out what is the appropriate Union to join.:D:T

    Anyways....there might be some useful info. on there that you havent already found.....

    Take care.

    love
    ceridwen
    x
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    It dosen't mention claiming housing and CT benefit:confused:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • ceridwen
    ceridwen Posts: 11,547 Forumite
    10,000 Posts Combo Breaker
    It dosen't mention claiming housing and CT benefit:confused:

    Maybe a thought for you to put forward then? Perhaps a little PM to MSE Martin then mentioning this fact??
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Maybe:o

    Personally I still not in total agreeent about paying your debts off with your redundancy pay,
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Numpty,

    quite agree about not using all redundancy pay to clear debts. & should definitely be mentioned that there are benefits to help with housing costs, go on make yourself heard :D

    x
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Looks like I missed the paying debts off bit :o

    • Pay off debts. If you’ve any spare savings, use them to clear outstanding credit cards or loans. Having debts hanging over you during redundancy is a nightmare. The cost of most debts vastly exceeds the interest earned on savings.
      However it’s important to ensure you keep access to emergency funds if you need them. If you do decide to pay off debts, but it takes longer than planned to find a new job, you may need this money later on for day to day living. More info in the Should I Repay My Debts guide.
    And Bennefits :o:o:o
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • I agree with a lot of the people on this page: being laid off can be a great thing, even if you don't see it straight away.

    It gives you time to think about what you really want to do. Sure, it's confusing, but how many times in your career do you get to reassess and re-evaluate?

    Onwards - good luck, you won't need it!

    [EMAIL="Justin@wehaventlaidanyoneoff"]Justin@wehaventlaidanyoneoff[/EMAIL]
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I agree with a lot of the people on this page: being laid off can be a great thing, even if you don't see it straight away.
    Thats true

    It gives you time to think about what you really want to do. Sure, it's confusing, but how many times in your career do you get to reassess and re-evaluate? depends on the person or situation:o

    Onwards - good luck, you won't need it!

    Justin@wehaventlaidanyoneoff

    I need all the luck i can get:D;):p
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Hello NM.

    Haven't looked on here for awhile.

    I am still seeking employment. Have also (after a bit of bullying from SH) signed on and hopefully can back date the claim too.

    Going to the JC was something of an experience. Being checked out and whistled out by a fellow job seeker, I was not expecting!!

    Guess I need to keep an eye on my bank account to find out when I receive the ££.

    The girl who was helping me find a job, soon realised that my CV was pretty good and that I didnt need assistance writing a covering letter. Sweet girl really. I don't envy her job, EVER.

    Feeling a bit blue on the job hunt front, no doubt the blue will pass and it will be tinged with a bit of yellow soon. I hope.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
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