Support for Mortgage Interest Discussion Area

Indie_Kid

skcollobcat10 wrote: »

another crock of cr*p this girl is with a BOYFRIEND eg. not married. Why the hell should she subsidise her boyfriend. She should take the comments from Sprintblue and not listen to daffties like you and others on the site.

She's expected to do this.

Tadeusz

Has anyone experienced Support for Mortgage Interest being stopped after changing mortgage provider ? I've done it before without any problems. Are there any new rules ?

dmg24

SMI should not cease when you change lender (assuming the amounts are the same). However, there may be a delay whilst the account details are changed over. Could I ask who you were able to get a new deal with?

Snorkerz

Interesting that this thread has no comments regarding the governments intention to HALVE support for mortgage interest with almost immediate effect.

dmg24

Snorkerz wrote: »

Interesting that this thread has no comments regarding the governments intention to HALVE support for mortgage interest with almost immediate effect.

There is a thread at the top of the board on the subject, and a discussion on the Mortgages board.

dazzammm

Where ?? I cant see it

dmg24

dazzammm wrote: »

Where ?? I cant see it

It is the second thread on the page!

rene2b

please can someone help me plz
ma friend as kids doesnt work but her husband is self-emplyed with no work in but only worked 15hrs any way
would they be able to claim income support then claim help with there mortage?
thanks

funkyT1972

I put in a claim for Job Seeker's Allowance in December 2010, and had to wait the 13 weeks for my SMI to kick in.

What I didn't expect was that it would affect my JSA to the tune of almost £20 per week.

I only have a mortgage of £36,500, which costs me around £18 per week in interest, but am having £19.98 per week taken out of my benefit.

I realise that there is nothing I can do about the £1.98 overpayment, but there was nothing on the Directgov website to say that it would affect my benefit and leave me with £42 per week to live on.

My husband is on DLA and IB and we have no savings or pension to fall back on.

I wrote to and rang my local benefit's administration centre, but never got an answer as to why this is happening. At this rate, it's not a benefit but an alternative way of paying my mortgage myself. I don't think the extra £1.98 per week is going to have much of an affect on lowering my payments next year.

I presume that if I had a £200k mortgage they would be taking my £42 as well.

siobhanmarie_2

could someone please advise if i would be eligable for SMI. I am finishing in my job at end of august to start a full time college course, I have been advised i will be receiving income support, as I have a 3 year child who i currently get DLA for. I have a mortgage of £79000, but its in joints names, as my ex partner is still on the mortgage, I have NO arrears. He hasnt contributed to the mortgage for 2 years, but is currently still on the mortgage. I have no involvment with him. Could I still claim this as a single claim as he still works. But I receive benefits as a single parent?

kind regards

siobhan