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Should I Switch to First Direct?

OMAR
OMAR Posts: 701 Forumite
in Budgeting & bank accounts
£100 For Joining
0% Purchases on Visa for Year
7% Regular ISA

Currently with A and L Premier
«13456789

Comments

  • noah271007
    noah271007 Posts: 1,248 Forumite
    Yes, as they are highly recommended. They offer an excellent banking service, the best in the industry in terms of customer services.
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    They're great. Took the plunge a couple of weeks ago and wouldn't go back. Customer service is great, and they're quick to get things done.

    How much would you be paying in though? If it's less than £1500 each month or you don't (want to) hold a mortgage with them it'd be a tenner a month after the first 6 months.
  • Extant
    Extant Posts: 2,140 Forumite
    ShelfStacker wrote: »
    They're great. Took the plunge a couple of weeks ago and wouldn't go back. Customer service is great, and they're quick to get things done.

    Without sounding nasty... on a cashier's salary, are you paying the monthly fee?
    What would William Shatner do?
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    BarclaysManager wrote: »
    Without sounding nasty... on a cashier's salary, are you paying the monthly fee?

    Nope, cos I joined when just having a CC with them got you out of paying the fee. Changed yesterday, and doesn't apply to existing customers. Thank god.
  • OMAR
    OMAR Posts: 701 Forumite
    lucky you!.....
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Do HSBC staff get discounts/free first direct products anyway?
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    Kavanne wrote: »
    Do HSBC staff get discounts/free first direct products anyway?

    No, if you work for HSBC you don't get any offers on FD stuff and vice versa.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    ShelfStacker wrote: »
    No, if you work for HSBC you don't get any offers on FD stuff and vice versa.
    That sucks. But I hear you staff are exempt from bank charges so that must be great for some.
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
    Kavanne wrote: »
    That sucks. But I hear you staff are exempt from bank charges so that must be great for some.

    Yeah, but it's a disciplinary matter if you go overlimit...
  • noah271007
    noah271007 Posts: 1,248 Forumite
    ShelfStacker wrote: »
    Yeah, but it's a disciplinary matter if you go overlimit...

    Is this only for HSBC bank accounts/credit cards? What if you go over the limit with another financial institution?

    Also is there a criteria that anyone who works for the banks must have a good credit history? Or is that a myth?
This discussion has been closed.
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