Tuesday 3/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupboard lunch and tea-
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle
• clean one room tonight so not much to do next weekend
• try and find time for swim and jacuzzi to use gym membership
• aim for no spend day

Good morning dfw's:D Can't believe how many posts there were yesterday:eek:
No more snow here overnight so almost back to normal here, hope whoever has lots of snow is okay.
Hugs to anyone in need - Tallie hope you are feeling a litle better:D
Off to another court this morning doing relief cover so won't be around much today till later on. Will catch up with you all then.
Have a great day everyone.

xx

nickynoo08

Good morning all the snow has vanished here. So much for it getting worse.

Today i have will.....
Check online banking
Daily cilcks
Put washing away
Hoover
Fill d/w
Storecupboard lunch/dinner
Call tesco pf and find out why my cc+ card never works. My dd for £100 goes on to my cc+ the first of every month and when i went to pay yesterday for my shopping they turned it down!!! They let me pop outside to check balance and it still said £6.34. My dd had still not cleared although according to my bank the money had gone from my acc. I was fuming. This is the 2nd time this has happened now. I had to put my shopping on my normal switch putting me into my o/d (bills just come out) Thankfully i dont get charged for it, but thats not the point. Sorry for the rant:o I feel better now.

Hope weathers not too bad for the rest of you. Have a good day, will catch up later

mickey_mouse

Goooooooooooooood Morning:D

this is a snow report for Andan - DO not drive today if you don't have to. Heavy snow falling here on top of black ice. No work for me again and I can't see me working this week as I have a driving job (and also have to do a lot of walking round towns etc)

so today I will be doing .....

- daily clicks
-scratchcard (10p)
- watching the craft hours on QVC this afternoon but not buying
- having a nsd
- doing housework
- comps
- wii fit

have a good day everyone

MrsAudus2b

Good morning everyone :hello:

No snow here either - sky is blue and sun is out :T Really icy out though so best get a move on.

Today I will:

• Go to two work assessments
• Go to office
• Take packed lunch
• Aim for a NSD
• Try and enter a couple of competitions
• Update my diary later tonight :j
• Storecupboard tea
• Stick to slimming world
• Staying in tonight - Eastenders and Holby City

That's it I'm afraid!
Take care everyone
xxx

Pippilongstocking

Hi Guys
Cold, grey and a bit yukky here.

Today
Hoope to put cheque in bank and go to boots
Work lots so won't let myself be around lots today
Need make something for tea from freezer
No lodger brekkie today so woo hoo
Check bank later
Charge phone
Need some fruit down to the last few apples, a couple wine corks and a key in the fruit bowl.
Think up an interesting name for a diary.......
Pay coal bill
Encourage some of the younglings to do some fun baking later on.
Check if my brother can come up next week when we go away for half term.....

Silly flower boots and flower socks today - hope you are all well

Pippilongstocking

PS the thanks button thingmy is playing up again - so I am thanking you all in my brain, not allowed to press the button on the site ........xx

OliveOyl_2

Morning All :hello:
We've still got snow :snow_laug shame I can't stay at home - office is 10 mins away :rotfl:
Feeling a bit better today, so today I have/will

• joined another bingo site - for the cashback so TWO scratchs today = 20p :rotfl:
• £69 from Quidco winging its way to me
• Trying very hard to use a £10 voucher for on-line purchase of an Argos item, but the site is refusing the voucher - I've sent an e-mail, I can't see a minimum spend. Although delivery is £5.80 it saves me some money,and the bother of going over to the nearest Argos.
• HM sweet potato soup and HM bread for lunch, can't find the recipe I was going to use for tonights supper so I shall make a "using up bits " pasta dish.
• hopefully get to the bank to pay in a cheque
• hopefully will be able to get to drama tonight if the roads are clear.

Fingers crossed that there's no disruption to my flight on Saturday

Trying to sparkle despite atmosphere at work. At least Popeye has said if I can't cope with it all I can give up work, we would just pay off the debt more slowly, somehow the freedom that gives me; helps me to cope

skint-student-nurse

gooooood morning from a snowy stroud!
lots to do today as it is my last day off before i move...here we go:

• check travel details for friday (dress fitting for sisters wedding back home) and try to get a cheap ticket back to here
• pay all bills for this month
• post ebay parcels
• list more on ebay...have lots to go on!
• storecupboard tea
• return unwanted items to boots in exchange for something useful like nappies....:D
• a nsd is out the window...DD is at home,her nanna is coming over to help me pack and we are taking her to lunch to say thanks for all her hard work (weatherspoons comes to mind,cheap and cheerful!)
• cancel direct debits for currrent house...last rent payment has been paid! :T

im off for a busy day ahead :eek: hope everyone has a good day...dont forget to wrap up warm! x

Nic25

Morning all!! :wave:
Nice early start for me today (was determined to get onto page 1 haha! )

No more snow here, quite disappointed to be honest, just very windy and very cold... yuk!

I'm out all afternoon, so enjoying snuggling up beside the fire in my dressing gown just now (not very MSE but brrrrr!).

Todays list consists of:

• [STRIKE]Continue with washings, they're never-ending! Got all my big stuff done, so it's just little washes today :rolleyes:[/STRIKE]
• [strike]Reach next £1.00 on STP - determined to make my target this month![/strike]
• [strike]Do 1 new review on DooYoo[/strike]
• [strike]Do daily scratch card[/strike]
• [strike]Do any surveys available[/strike]
• Try to transfer some of my GreenMet items onto Amazon... if I can work out how!
• Babysitting this afternoon, getting train/lift up to pick-up kids at swimming to save getting a taxi (even though its tempting cos it's sooo cold!)
• [STRIKE]take pictures of items to Ebay[/STRIKE]
• [STRIKE]try to list a few more items on Ebay[/STRIKE]
• wash dishes
• try to find this recipe for cheese potato pie you are all talking about as it sounds lovely!

Hope everyone has a great day, will be about later to update!

Miss_Piggy_2

Morning all!

Chilly and icy here in Swindon. And I have a poorly piglet on my hands. He's all quiet, doesn't want food and isn't even getting excited over his Postman Pat DVD. Think its serious!:rotfl: So a quiet day indoors for us....not very DFW as I'm missing out on earning money for Mrs Mop job at SIL's. Piglet more important though.

Anyway, heres todays meagre efforts!

* Try to sparkle...wearing stripy bed socks. Most attractive!
* NSD...mainly cos won't be leaving the house!
* Storecupboard lunch and dinner
* Check on-line banking
* Sit and make list of things needed for mothers day hampers
* See if nursery will let me use todays hours another day
* Try and work up enthusiasm to list some things on ebay

Have good days all - catch up later!

Miss P
xx

DawnW

Good morning everyone!
Sunny at the moment here though lots of frozen snow underfoot. I am not going in to work today - taking my day off today instead of Friday (I do 4 days per week officially, but usually manage 5 - the 5th being unpaid of course :sad: ). I WILL take my day off this week though because of the dangerous driving conditions.

So far I have:
checked online banking - as expected
MS porridge for breakfast
Seen to animals and put extra peanuts out for the birds - poor little things!
Put some washing on at 30 degrees.

Later I will:
Walk dogs for free exercise
Make storecupboard supper
Clean a room with products I apready have, to avoid so much housework at the weekend (stealing Sophie's Mum's idea).
Make marmalade with a couple of elderly grapefruit that my DD had in her fruit bowl.
Not NSD, as I will have to pay to have the range cooker serviced today:eek:

I am sure I will do other things as well, but can't think of them at the moment!

Have a nice day everyone :j