PPI Reclaiming Discussion part 4

lucieloo

marshallka wrote: »

Some do and some do not. If you win a missale then FOS can ask that it be paid like this.

thanks 4 quick reply. you know quite a lot and its very helpful:) but that has thrown me. i took a loan in may o2 for 18000 plus 4408 ppi so toatal loan was for 22408.00 paid it off in dec 02 and the amount i paid was 22409.00 back i made 7 payments of 328.00 a month. i just need a rough guide of what it works out as i have want to know if this is worth the hassle/

marshallka

lucieloo wrote: »

thanks 4 quick reply. you know quite a lot and its very helpful:) but that has thrown me. i took a loan in may o2 for 18000 plus 4408 ppi so toatal loan was for 22408.00 paid it off in dec 02 and the amount i paid was 22409.00 back i made 7 payments of 328.00 a month. i just need a rough guide of what it works out as i have want to know if this is worth the hassle/

Your PPI element was 19.67%. Your part of the repayment that went towards the PPI was £64.51. You made 7 x 64.51 = £451.57. I would need a breakdown of the settlment to work out how much you paid at settlement towards the PPI and how much they gave as a rebate. I can have a go but more figures needed like how long it was over etc...

lucieloo

it was over 126 months but that is all i have at the minute until i receive the sar

maxdp

Have received notification from Lloyds that they are refunding half of my business overdraft insurance because of medical conditions that my business partner has. This is good will gesture and have not mentioned any interest etc. Will not accept until that is confirmed. Only took initial letter to Lloyds for the above response. comes to about 800 plus interest.

di3004

maxdp wrote: »

Have received notification from Lloyds that they are refunding half of my business overdraft insurance because of medical conditions that my business partner has. This is good will gesture and have not mentioned any interest etc. Will not accept until that is confirmed. Only took initial letter to Lloyds for the above response. comes to about 800 plus interest.

Hi Max

Hope your well.;)

That's good news so far then, hope it will be a good amount as well, and Yes I agree to what your doing, good luck though.;):beer:XX

marshallka

maxdp wrote: »

Have received notification from Lloyds that they are refunding half of my business overdraft insurance because of medical conditions that my business partner has. This is good will gesture and have not mentioned any interest etc. Will not accept until that is confirmed. Only took initial letter to Lloyds for the above response. comes to about 800 plus interest.

Well done to your business partner maxdp (if of course its the correct amount!!);)

amersall

maxdp wrote: »

Have received notification from Lloyds that they are refunding half of my business overdraft insurance because of medical conditions that my business partner has. This is good will gesture and have not mentioned any interest etc. Will not accept until that is confirmed. Only took initial letter to Lloyds for the above response. comes to about 800 plus interest.

:j:jhi max, long time no speak:) really chuffed for you, well done:A

bazzatink

Used the website to reclaim PPI on a loan i took with Firstplus decided to use one of your recommended firms Brunel Franklin who won my case i received 2933, 1900 was taken of what i owed and 1033 of the payments i had made went to Brunel Franklin i was shocked when i received there bill they charged me £863 pounds Eight Hundred and Sixty Three pounds please be carefull and read the small print.

maxdp

marshallka wrote: »

Well done to your business partner maxdp (if of course its the correct amount!!);)

Yes they have accepted liability for BP half but not mine although I also had health issues so am going to remind them of that plus how much I am expecting, just to help them along.:D

Barclays still have not paid:mad:

Lloyds with FOS got letter from Adjudicator about 4 months ago and nothing yet. This has now been two years. Have been told it is still ongoing so am going to write to them for an official update:think:

285741

Hi
I opened a complaint against the clydesdale in August 09 for a loan i took out in 2002 and was paid off in 2007 and they offered me £439 (interest only) i declined this and contacted the ombudsman
i recieved a letter from the ombudsmen last week which i have detailed below

I am pleased to let you know that following our involvement, Clydesdale Bank Plc has now agreed to make an offer to settle your client’s complaint in line with the approach that we take when we decide that a consumer has been mis-sold a PPI policy

i have signed the aggreement and posted it back to them the ombudsmen say i should receive my refund within 8 weeks
my question is will the bank again try delaying tactics or will they have to pay my refund in full