PPI Reclaiming Discussion part 4

missycoops

Hello All
Am new to this so forgive me if I'm a tad slow.
I have been in touch with Cahoot today and requested a copy of my PPI terms and conditions. They informed me that all T &C's are available on the web site, (but I have forgotten my login and password) I recently made a claim for voluntary redundancy, October 2008, but was unsuccessful as this is not covered in the policy, when I spoke to them they said I should have read this when I applied for the loan, I asked if I should have been sent a copy and they said no.
Is it worthwhile to continue or should I just give up.
Also would it be adviseable to cancel the policy, the loan was taken out in April 2006 and has two years to run.
Many thanks

maxdp

missycoops wrote: »

Hello All
Am new to this so forgive me if I'm a tad slow.
I have been in touch with Cahoot today and requested a copy of my PPI terms and conditions. They informed me that all T &C's are available on the web site, (but I have forgotten my login and password) I recently made a claim for voluntary redundancy, October 2008, but was unsuccessful as this is not covered in the policy, when I spoke to them they said I should have read this when I applied for the loan, I asked if I should have been sent a copy and they said no.
Is it worthwhile to continue or should I just give up.
Also would it be adviseable to cancel the policy, the loan was taken out in April 2006 and has two years to run.
Many thanks

Hi There tell them that you have forgotten your username etc and can they e mail you copies of the Terms and Conditions. Bear in mind that the terms and conditions on their web site are the current ones not the ones that were in force when you took out your loan. (probably)

Did you apply on line and when?

di3004

keza wrote: »

im waiting to hear from natwest re my ppi which will infact half my outstanding balance on my loan, can i stop payments on it while they are investigating or do i need to continue paying as normal but make sure i ask for the interest back? thanks!!! xx

Hi Keza

Not too sure on this to be honest, but if they do take anything they shouldn't I would reclaim on that as well.;)
I taken it you would still have to pay as normal, and yes make sure on the interest as well.
Good luck X

amersall

hi people just to let you know, i had a petition accepted on downing street web site, did not want to tell everyone untill i was sure i got it accepted, did not want to tread on anyones toes as i have not been a member here too long , i did not want to get peoples hopes up either. sorry yours did not get accepted di i was hoping it would then i wouldnt be the bad guy, the one i have done is under economics and finance,mis sell ppi,

di3004

amersall wrote: »

hi people just to let you know, i had a petition accepted on downing street web site, did not want to tell everyone untill i was sure i got it accepted, did not want to tread on anyones toes as i have not been a member here too long , i did not want to get peoples hopes up either. sorry yours did not get accepted di i was hoping it would then i wouldnt be the bad guy, the one i have done is under economics and finance,mis sell ppi,

Hi amersall.;)

This is brilliant, is this recent?
I will sign.:D

You have not stepped on anyones toes amersall so no worries there :A, glad they have finally seen sense in this PPI malarky.:T
Maybe I should have changed the subject on the one I sent off, I sent it under the "justice" one.
But still if you have this sorted out, perhaps we could sign this, and I'm sure if you post it on the non ppi discussion thread, even though it is actually ppi lol, you can post it, or another way is to let MSE Wendy know by PM and she can set it up on here.
What do you think hun?;)
And thanks and well done.:T:beer:

dialysis

amersall wrote: »

hi people just to let you know, i had a petition accepted on downing street web site, did not want to tell everyone untill i was sure i got it accepted, did not want to tread on anyones toes as i have not been a member here too long , i did not want to get peoples hopes up either. sorry yours did not get accepted di i was hoping it would then i wouldnt be the bad guy, the one i have done is under economics and finance,mis sell ppi,

Hi amersall good one like Di I will also sign and also you have not stepped on anyones toes I dont think it matters as long as we get a petition accepted.;)

amersall

here you are ladies, thanks for your support, i know its too late to help dialysys but if i can do one small thing and it helps people in the future, then i am very happy to do it,

http://petitions.number10.gov.uk/repossesions/

everyone on here has been amazing:A:A and i was gratefull for the help i got, so this is one small way of me giving something back. heres to a happy future to all xxxxx

amersall

di3004 wrote: »

Hi amersall.;)

This is brilliant, is this recent?
I will sign.:D

You have not stepped on anyones toes amersall so no worries there :A, glad they have finally seen sense in this PPI malarky.:T
Maybe I should have changed the subject on the one I sent off, I sent it under the "justice" one.
But still if you have this sorted out, perhaps we could sign this, and I'm sure if you post it on the non ppi discussion thread, even though it is actually ppi lol, you can post it, or another way is to let MSE Wendy know by PM and she can set it up on here.
What do you think hun?;)
And thanks and well done.:T:beer:

bless you di :A:A you are a star:cool::cool:

amersall

dialysis wrote: »

Hi amersall good one like Di I will also sign and also you have not stepped on anyones toes I dont think it matters as long as we get a petition accepted.;)

hi dialysys :A hope you enjoy your new house,it was your story that prompted me to do the petition, i am usually very hard, but i really felt for you and your family. i know it wont help you, but its in place for the future for others, hope you get your refund soon i have everything crossed for you, good luckxxx

showergirl

amersall wrote: »

here you are ladies, thanks for your support, i know its too late to help dialysys but if i can do one small thing and it helps people in the future, then i am very happy to do it,

http://petitions.number10.gov.uk/repossesions/

everyone on here has been amazing:A:A and i was gratefull for the help i got, so this is one small way of me giving something back. heres to a happy future to all xxxxx

Hi Amersall

I have signed your petition and so has my daughter