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PPI Reclaiming Discussion part 4

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Comments

  • beaniebabe
    beaniebabe Posts: 449 Forumite
    di3004 wrote: »
    Deloitte have just emailed not to confirm they do not require anything now, so it seems that the FSCS may have been in touch with them as well. This was just in my hubby's email box here........
    Mr, we appreciate your response, and thank you for looking into your documents to see if you have any of the requested information. Short of what was requested in the letter we currently do not require anything else from you, but if the situation changes we will contact you.

    Thank you,

    D
    Di
    Good to hear you have managed to sort this. Fingers crossed now that your claim gets dealt with quickly. Do you have delloites e-mail address. I am going to e-mail them some information which I think would help my claim.

    Thanks and good luck!;)
  • di3004
    di3004 Posts: 42,579 Forumite
    beaniebabe wrote: »
    Di
    Good to hear you have managed to sort this. Fingers crossed now that your claim gets dealt with quickly. Do you have delloites e-mail address. I am going to e-mail them some information which I think would help my claim.

    Thanks and good luck!;)


    Hiya hun
    Have sent you a pm, in case I'm not allowed to leave those details on here.:D;)
    And thank you and good luck to you as well and everyone else going through this.:AXXX
    The one and only "Dizzy Di" :D
  • MsLadyBird
    MsLadyBird Posts: 26 Forumite
    Hello to everyone

    I've just found out about the PPI reclaiming and not sure if I'm entitle to claim my money back.

    Long story short: last year in May I've taken out a credit card with Lloyds and I was asked if I want a PPI. I was explained what a PPI means but I wasn't informed that I need to pay extra even if I pay in full every month. The first month I spotted £10 extra on my card for PPI :eek: so I called Lloyds to try to cancel it but I was told that I can't. After 6 months my OH saw the PPI on my credit card statment and he called Lloyds on my behalf and they've told him the same thing and when he threathen to close the credit card, they said that if I'll pay the credit card with 1or 2 days before they've send the statment, I will not pay the PPI. :eek: After another NO from my OH, they've finally canceled my PPI.

    Do you think I can claim my £55 back? I know is not much in compare with others, but there were my money:mad:

    Many thanks

    Persephonna20
    Proud that I'm dealing with my debts
    Lloyds Loan - £2400 £700 £620 £0 :j:D:j
    Barclaycard - £5200 £3000 £2360:mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hello to everyone

    I've just found out about the PPI reclaiming and not sure if I'm entitle to claim my money back.

    Long story short: last year in May I've taken out a credit card with Lloyds and I was asked if I want a PPI. I was explained what a PPI means but I wasn't informed that I need to pay extra even if I pay in full every month. The first month I spotted £10 extra on my card for PPI :eek: so I called Lloyds to try to cancel it but I was told that I can't. After 6 months my OH saw the PPI on my credit card statment and he called Lloyds on my behalf and they've told him the same thing and when he threathen to close the credit card, they said that if I'll pay the credit card with 1or 2 days before they've send the statment, I will not pay the PPI. :eek: After another NO from my OH, they've finally canceled my PPI.

    Do you think I can claim my £55 back? I know is not much in compare with others, but there were my money:mad:

    Many thanks

    Persephonna20

    Yes you can claim this back. Presumably they would have recorded the phone calls. To say you cannot cancel is a load of old !!!!!!!!. That is why you have the ppi monthly so you can give 30 days notice. I would give them a ring and say you are not happy and want your money back. If they cancelled in the end they should have cancelled earlier. If not tell them you will take them to the FOS. Good luck and let us know how you get on.
    :mad:
  • dialysis
    dialysis Posts: 1,778 Forumite
    di3004 wrote: »
    The email received from the FSCS today in regards of our documents here:


    Dear Mr and Mrs

    Thank you for your E mail of 20 July 2009 about your claim against Twopart Limited.

    All the documents that you sent to us previously would have been passed to Deloittes. In response to their letter of 17 July 2009, just confirm that all documentation has been sent to us and you have nothing further.




    I hope this clarrifies matters.

    Yours sincerely



    Senior Claims Officer
    Hi Di great news I am so pleased for you hope it is all sorted for you shortly, hope you are all well;):D:T
  • di3004
    di3004 Posts: 42,579 Forumite
    Hello to everyone

    I've just found out about the PPI reclaiming and not sure if I'm entitle to claim my money back.

    Long story short: last year in May I've taken out a credit card with Lloyds and I was asked if I want a PPI. I was explained what a PPI means but I wasn't informed that I need to pay extra even if I pay in full every month. The first month I spotted £10 extra on my card for PPI :eek: so I called Lloyds to try to cancel it but I was told that I can't. After 6 months my OH saw the PPI on my credit card statment and he called Lloyds on my behalf and they've told him the same thing and when he threathen to close the credit card, they said that if I'll pay the credit card with 1or 2 days before they've send the statment, I will not pay the PPI. :eek: After another NO from my OH, they've finally canceled my PPI.

    Do you think I can claim my £55 back? I know is not much in compare with others, but there were my money:mad:

    Many thanks

    Persephonna20


    Hi there.;)

    So sorry to hear of your issues here with Lloyds tsb.

    Of course you cancel and reclaim back what you have paid and the interest, they should not stop you from doing this, write to them and tell them if they do not allow you to cancel you will take this matter further, you have since researched further on the PPI and feel it's not worthwhile to you.

    Any prbs take it to the financial ombudsman service.
    Good luck.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    dialysis wrote: »
    Hi Di great news I am so pleased for you hope it is all sorted for you shortly, hope you are all well;):D:T

    Hiya dialysis hunni.;)

    Hope your well and thank you.:A
    Like Marshallka said on an earlier post, bet you have your new home like a palace.;)
    Hope your resting as well hunni. XXXXXXXX

    Oh still waiting for an email from petitions, not sure how long it normally takes, but I thought I would have heard something by now.......:confused:
    The one and only "Dizzy Di" :D
  • dialysis
    dialysis Posts: 1,778 Forumite
    di3004 wrote: »
    Hiya dialysis hunni.;)

    Hope your well and thank you.:A
    Like Marshallka said on an earlier post, bet you have your new home like a palace.;)
    Hope your resting as well hunni. XXXXXXXX

    Oh still waiting for an email from petitions, not sure how long it normally takes, but I thought I would have heard something by now.......:confused:
    Hi Love the house is looking good I dont understand why you havnt heard from no 10 yet it seems to be taking a while, maybe thers a lot requestin to do petitions about bein shafted from a great height? Oh and whats rest?;):D
  • di3004
    di3004 Posts: 42,579 Forumite
    dialysis wrote: »
    Hi Love the house is looking good I dont understand why you havnt heard from no 10 yet it seems to be taking a while, maybe thers a lot requestin to do petitions about bein shafted from a great height? Oh and whats rest?;):D


    lol "whats rest" ?:D I know it's easier said that done that isn't it ? lol :D

    I am going to contact them tomorrow by mid day if I hear nothing by then.;)
    Your doing real good dialysis and it sounds like you have done wonders to your new house, well done to you.......:T:T;)XXXX
    The one and only "Dizzy Di" :D
  • dialysis
    dialysis Posts: 1,778 Forumite
    di3004 wrote: »
    lol "whats rest" ?:D I know it's easier said that done that isn't it ? lol :D

    I am going to contact them tomorrow by mid day if I hear nothing by then.;)
    Your doing real good dialysis and it sounds like you have done wonders to your new house, well done to you.......:T:T;)XXXX
    Ok Di if you want me to do anything just let me know cheers hun:T;)
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