PPI Reclaiming Discussion part 4

dunstonh

If swift didnt sell it and its wasnt one of their agents then there is no liability for them.

di3004

dunstonh wrote: »

If swift didnt sell it and its wasnt one of their agents then there is no liability for them.

My confusion.....:o, thanks Dunstonh.;)

pross68

Thanks dunstonh,
I thought that might be the case so i need to focus on the broker and check with the FSCS about my next move and keep my fingers crossed.

di3004

pross68 wrote: »

Thanks dunstonh,
I thought that might be the case so i need to focus on the broker and check with the FSCS about my next move and keep my fingers crossed.

Hi there again

If the broker are no longer trading maybe they are also listed with the FSCS, no harm in trying, good luck.

Another way is to check on Companies house, on Company search to see if that broker is still active, if they are then write to them on the address shown when you check them out, if they are no longer active then check with the FSCS.
http://wck2.companieshouse.gov.uk/98f8c0dc60fa410c9ce4277affd2526c/wcframe?name=accessCompanyInfo

weeang_2

hi guys got an offer of 400 wrote second template letter saying no deal.recieved a letter this morning offering 1000 in full and final settelement of my complaint.FF anticpate trading loss this financial year as the outllook is extremley uncertain and volatile.i can take it to fos but they have said in the letter they are only dealing with jan/feb 08 at the moment,should i accept this offer. i paid a single premium of 2590.

thanks

di3004

weeang wrote: »

hi guys got an offer of 400 wrote second template letter saying no deal.recieved a letter this morning offering 1000 in full and final settelement of my complaint.FF anticpate trading loss this financial year as the outllook is extremley uncertain and volatile.i can take it to fos but they have said in the letter they are only dealing with jan/feb 08 at the moment,should i accept this offer. i paid a single premium of 2590.

thanks

Weeang

Its a good start.:T

Myself personally would take it all the way, but this is now entirely up to you.
Is that including interest, the total of £2590, of not you would have that to come back as well as 8% of what a court would award.

Or wait for other opinions on this also. Good luck.;)

weeang_2

di3004 wrote: »

Weeang

Its a good start.:T

Myself personally would take it all the way, but this is now entirely up to you.
Is that including interest, the total of £2590, of not you would have that to come back as well as 8% of what a court would award.

Or wait for other opinions on this also. Good luck.;)

2590 is the ppi only that i paid when i took the loan.

di3004

weeang wrote: »

2590 is the ppi only that i paid when i took the loan.

Hi hun

Is this also a settled finance?

You should in this case receive all that above amount plus what I posted above, not sure on the amount, but it does normally work out more than what you paid because of the interest.;)

One of mine in PPI with one company was just under £11K, we received just under £13K back, just to give you some sort of idea. X

weeang_2

weeang wrote: »

2590 is the ppi only that i paid when i took the loan.

di
i have just noticed on the letter where if i accept the offer they have two different names for my husband and i to signthe letter is addressed to us but the acceptance part is not.

weeang_2

di3004 wrote: »

Hi hun

Is this also a settled finance?

You should in this case receive all that above amount plus what I posted above, not sure on the amount, but it does normally work out more than what you paid because of the interest.;)

One of mine in PPI with one company was just under £11K, we received just under £13K back, just to give you some sort of idea. X

thanks di think i will take it all the way.just noticed on the letter the acceptance slip has a mrs and mr part to sign but the names are not mine and my husbands is that illegal?