PPI Reclaiming Discussion part 4

rocketman80

lol consider yourself lucky,I've been waiting 4 YEARS for an ombudsman to go near mine!! The end is near though..

Congrats on your win :beer::beer:

alexbaker1983

rocketman80 wrote: »

lol consider yourself lucky,I've been waiting 4 YEARS for an ombudsman to go near mine!! The end is near though..

Congrats on your win :beer::beer:

Thank you, Hope you receive yours very soon...

Thank you both for the advice, it has been much appreciated..:T:T

beamerguy

dilus wrote: »

Fred the Shred 2 (Stephen Hester) being discussed on Questiontime tonight £1,000,000 share bonus agreed by government on top of £1.2m pay :mad:

LOVE IT

:T:rotfl::T:rotfl::T:rotfl::T

dilus

alexbaker1983 wrote: »

Thank you so much for this information, I was shocked to be honest that it has only taken 11 days for the first half to come through, knowing my luck i will have to wait a year for the remainder:(:(.
I will give them the 21 days grace before contacting them as I can accept that making these calculation may take a little time.


thanks Again

You're welcome, I hope they don't mess you about and everything is resolved fully very soon, well done by the way, getting a payment of any description from LTSB is a good result

alexbaker1983

dilus wrote: »

You're welcome, I hope they don't mess you about and everything is resolved fully very soon, well done by the way, getting a payment of any description from LTSB is a good result

:):):) Good luck to everyone who is going through the process

volfram

Hi All, Been a while since last here. had quite a few successes with claiming back credit charges & ppi payments a few years ago.
Question- has anyone any ideas on claiming ppi on loan secured on mortgage that is over 6 years. Reply from GE money after sending data subject access request was as the account closed over 6 years the file has now been closed and destroyed. can I challenge this. anyone had any luck in getting back. I have the account no and date it started but nothing else. Help please.

JK41

amersall wrote: »

Is this calculated in the offer?.



If you have any statements showing ppi from this period,you can use them,if you dont,then a SAR may help,but it may not give you the info you need.
Someone who has claimed cc ppi will help with this i am sure.
It is up to you to accept or not.

Thanks for the help.

As said they used 2005-2011 to work out the average for the whole period i was paying PPI, 1992-2011, however i am quite sure that there was a long period in that 2005-2011 when there was no balance on the card thus no PPI being paid.
Thats why i am unsure whether to and how to find out what the entire PPI payments i have made from 1992-2011.


Also what is a SAR?

amersall

volfram wrote: »

Hi All, Been a while since last here. had quite a few successes with claiming back credit charges & ppi payments a few years ago.
Question- has anyone any ideas on claiming ppi on loan secured on mortgage that is over 6 years. Reply from GE money after sending data subject access request was as the account closed over 6 years the file has now been closed and destroyed. can I challenge this. anyone had any luck in getting back. I have the account no and date it started but nothing else. Help please.

You only need the account number and reasons for mis sell to put a claim in,send it off asap.
This loan was front loaded ppi,it was in effect another loan over the term with interest,use this as a reason.

I cant understand why you did a SAR and they said the file was destroyed?,it was the £10 letter you did?.
Even so,this is a fob off.

beamerguy

Stephen Hester to get £930,000 bonus

Treasury feared Hester and board would quit
http://www.bbc.co.uk/news/business-16752392

So who is running this country, Hester and his board or Cameron ???

FACT:
When Hester took over as CEO, shares were 65p, now they are 28p ?
Do you call that performance worth so much money.
If YOU had a company whose shares fell so much and you went to the RBS for a loan, they would laugh you out of the bank.

WORRIED ABOUT HESTER AND HIS BOARD RESIGNING ??
What a joke, let them go and find a job elsewhere, they have themselves proved to be useless
There are plenty of experienced people around who could take over

REMEMBER:
Every pound that the RBS locks away is a pound they will not pay you back with your PPI payments

As taxpayers, we have £43million pounds invested in the RBS, COME ON HESTER, we need it back, "EVERY LITTLE HELPS"

HESTER AND HIS BOARD THREATENED TO WALK OUT:
Amazing that he can blackmail us ?
LET THEM GO AND GET PROFESSIONALS IN TO RUN THE RBS

amersall

JK41 wrote: »

Thanks for the help.

As said they used 2005-2011 to work out the average for the whole period i was paying PPI, 1992-2011, however i am quite sure that there was a long period in that 2005-2011 when there was no balance on the card thus no PPI being paid.
Thats why i am unsure whether to and how to find out what the entire PPI payments i have made from 1992-2011.


Also what is a SAR?

A SAR is a data request for all info they hold on you.

If you were sure you paid no ppi in 05/011 then take the money and run,if they recalculate,they may take off what you did not pay!.