PPI Reclaiming Discussion part 4

Newgirl711

beamerguy wrote: »

"Dear Sirs,

Further to your letter advising me you have rejected my claim and stating it is your final response. I hereby reject your letter on the grounds you appear to have ignored my complaint and that Barclays Bank mis-sold me PPI insurance without taking due care and attention as to whether the policy was suitable for my needs.
I list my complaints to you below and request you refund all payments together with interest.
If I do not receive a suitable response from you within the next 7 days, I will issue a County Court Summons to reclaim monies stolen from me under the Fraud Act 2006. This will also include my costs

Thanks for the wording above Beamerguy. I will also use this for my letter to Nationwide.

However, I believe the Fraud Act 2006 only applies to England & Wales? I'm from Glasgow, is there anything I could quote in my letter?

Thanks again for your help x

Metoyou

beamerguy wrote: »

"Dear Sirs,

Further to your letter advising me you have rejected my claim and stating it is your final response. I hereby reject your letter on the grounds you appear to have ignored my complaint and that Barclays Bank mis-sold me PPI insurance without taking due care and attention as to whether the policy was suitable for my needs.
I list my complaints to you below and request you refund all payments together with interest.
If I do not receive a suitable response from you within the next 7 days, I will issue a County Court Summons to reclaim monies stolen from me under the Fraud Act 2006. This will also include my costs

Hi, many thanks for the above. Will fire off a letter to Barclays tomorrow by recorded delivery.

Thanks again

Gerrards_Crocc

I am about to embark on reclaiming PPI on a loan from HSBC. When I took the loan out they insisted that I take it otherwise they would not give me the loan. What do you think my Chances of success are anyone ?

paintpotter

Gerrards_Crocc wrote: »

I am about to embark on reclaiming PPI on a loan from HSBC. When I took the loan out they insisted that I take it otherwise they would not give me the loan. What do you think my Chances of success are anyone ?

I have read this senario so many times on this forum, put your claim in.

qml1968

Hi all...


I have a NatWest Credit Card that I took out in 1992, when I was young & naive, which included Card Protection from the start, as I was living with my parents (no outgoings for bils etc) at the time of application , in full time emlpoyment with good sickness benefits and have always paid my balance in full every month for the last 19 years I do feel that if I had had the protection explained to me fully I would not have taken it out, I have only recently realised that I could cancel this element of the card and did so in November 2011. Is it worth me making a claim or will NatWest just say that as the agreement was made so long ago there is nothing that they can do about it...

Any advice will be very much appreciated...

redandy123

hi , my first post so thanks in advance.

got a copy of my original agreement with capital one which does show i never ticked the little box to purchase PPI but have been paying for it . whats my next step .

meggiemoobobalob

Hi
Thank you for the reply Thread.
Are you a financial adviser,or do you know anybody on this forum
who is ??:beer:
Sandra

cappo

qml1968 wrote: »

Hi all...


I have a NatWest Credit Card that I took out in 1992, when I was young & naive, which included Card Protection from the start, as I was living with my parents (no outgoings for bils etc) at the time of application , in full time emlpoyment with good sickness benefits and have always paid my balance in full every month for the last 19 years I do feel that if I had had the protection explained to me fully I would not have taken it out, I have only recently realised that I could cancel this element of the card and did so in November 2011. Is it worth me making a claim or will NatWest just say that as the agreement was made so long ago there is nothing that they can do about it...

Any advice will be very much appreciated...

Hi it's a long time ago but all is not lost here, Di on here claimed back on policies from the early 90's, i'm currently claiming (at the fos) on a tsb trustcard from 1995 and 1992 so i'd give it a go some will some won't. good luck:)

cappo

redandy123 wrote: »

hi , my first post so thanks in advance.

got a copy of my original agreement with capital one which does show i never ticked the little box to purchase PPI but have been paying for it . whats my next step .

Put a claim in, fill in the ppi reclaiming questionaire and go from there, see link




http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

redandy123

thx cappo for the quick response