PPI Reclaiming Discussion part 4

cappo

smitchy73 wrote: »

Yeah youre right we probably will be, thats after the round the world cruise as a treat, aye right!:D

Maybe martin will stand us one what do you reckon ha ha:beer:

smitchy73

cappo wrote: »

Maybe martin will stand us one what do you reckon ha ha:beer:

aye right, lol, this site is probably why the government are axing the citizens advice bureau, there will be notices on the closed down offices saying go to money saving expert dot com and go to their forums, you'll get all the advice you need for free, the nice guys there will sort you out.:D

di3004

eirelav1962 wrote: »

hi can ask i got a letter from barclaycard to fill in a questionare about my ppi has anybody elase had that thanks

Hi there

I think this is a standard procedure by Barclays.
Have you already completed one?
If so let them know its already been done, good luck.;)

di3004

eirelav1962 wrote: »

hi amersall sent a letter about being misold my ppi on my credit card with barclaycard was wondering why u have to fill n the questionare thanks

Hi

Sorry i missed this one.
If you send a letter, they will send a questionnaire to complete, as they prefer this method, so if you kept a copy of the letter you sent, then just add the details you have on your complaint onto the reclaim questionnaire.;)

di3004

One of my cases are looking hopeful, although not actually resolved quite yet.
Steve (Cappo) this is the Hamilton Case you know about.;)

I wrote to Endeavour/HFC in August so I could send more info into the FOS/Adjudicator for the submissions, and I received a letter yesterday and they finally confirmed it was them that sold the PPI and not Click Finance the broker.
So they have upheld on this, but I have yet to put in a further ppi reclaim in with them, now we know who is responsible.;)

So folks, I have been busy getting on with some of my reclaiming today, I haven't been ignoring you.:o:D;) lol.

I would like to say though.......

Congratulations to all winners!
:beer::beer::beer::beer::beer::beer:

smitchy73

di3004 wrote: »

One of my cases are looking hopeful, although not actually resolved quite yet.
Steve (Cappo) this is the Hamilton Case you know about.;)

I wrote to Endeavour/HFC in August so I could send more info into the FOS/Adjudicator for the submissions, and I received a letter yesterday and they finally confirmed it was them that sold the PPI and not Click Finance the broker.
So they have upheld on this, but I have yet to put in a further ppi reclaim in with them, now we know who is responsible.;)

So folks, I have been busy getting on with some of my reclaiming today, I haven't been ignoring you.:o:D;) lol.

I would like to say though.......

Congratulations to all winners!
:beer::beer::beer::beer::beer::beer:

Di sometimes you need to worry about your own complaints first, we all understand:D

Although you have been missed, you sure there's no fat cats digging up the electrics/phone lines today?

claire86_2

Hi all, becoming very addicted to reading these threads! Just coming by to say hello and congrats to all you winners out there! Three more weeks til my deadline day (my third deadline day, or maybe I should say 3 more weeks til they don't contact me and I have to phone them again to be told it'll be another x weeks....how cynical of me). Anyway, I see that some of you lovely people have knowledge about how to figure out estimates and I'm wondering what mine should be if upheld. Any takers? The loan was with RBS for £4000 plus £435.60 "insurance loan" (I take this to mean PPI, how silly of me not to read the paperwork properly at the time). The insurance loan was paid monthly as part of the overall payment. At the time of taking out the loan the APR was 11% variable. I took it out May 2007 and paid it off May 2011. It was a business loan, if that makes any difference. Don't think I could even have claimed on it if I wanted to, for various reasons. Haven't run the business since 2008, but that's another story.

*Edited to add - the detailed cost of the insurance loan is the aforementioned £435.60, the actual amount to be paid including interest was £522.15. As I said the APR was variable and it did change several times over the period of the loan, not sure how this then works out???

dilus

smitchy73 wrote: »

Di sometimes you need to worry about your own complaints first, we all understand:D

Although you have been missed, you sure there's no fat cats digging up the electrics/phone lines today?

:rotfl::rotfl:

lisajaynec

di3004 wrote: »

One of my cases are looking hopeful, although not actually resolved quite yet.
Steve (Cappo) this is the Hamilton Case you know about.;)

I wrote to Endeavour/HFC in August so I could send more info into the FOS/Adjudicator for the submissions, and I received a letter yesterday and they finally confirmed it was them that sold the PPI and not Click Finance the broker.
So they have upheld on this, but I have yet to put in a further ppi reclaim in with them, now we know who is responsible.;)

So folks, I have been busy getting on with some of my reclaiming today, I haven't been ignoring you.:o:D;) lol.

I would like to say though.......


Congratulations to all winners!
:beer::beer::beer::beer::beer::beer:

Good luck Di you deserve it

scottyedin

cappo wrote: »

is this being fast tracked or just being left for the fos to sort out in there own time? anyway unfortunately it could take up to 2-3 years it depends a lot on how cooperative the banks are, as you'll see from my post below theres a lot of people who've jumped on the reclaiming bandwagen since the j.r

Not sure what you mean by fasttracked Cappo. This is me passing my complaint onto FOS after rejection by HFC, it was their first and final response so FOS was my next port of call I think.