PPI Reclaiming Discussion part 4

cappo

amersall wrote: »

Front loaded ppi is the most mis sold and upheld of any ppi.
I dont think you will have a problem with this xx.

hi ame thats good i have 5 of these front loaded ppi claims in at the moment.

di3004

cappo wrote: »

hi ame thats good i have 5 of these front loaded ppi claims in at the moment.

Another 5 wins to look forward then to Cappo :j:beer: x

cappo

di3004 wrote: »

Another 5 wins to look forward then to Cappo :j:beer: x

Lets hope so Di lol:)

The_Marksman

Hi all,

Egg have been a bit cheeky and upheld one complaint and rejected the other.

they write,

I would like to assure you that i have carried out a full review of your account and all our records indicate that there have been no ppi premiums charged to your account with the last 6 years.

It is the policy of egg not to refund any charges that were applied more than six years prior to the date of your complaint. Therefore, in line with this fact your complaint has been rejected.

so were do i go from here? i only became aware of ppi misselling this year, are they correct in the 6 year no chance cut off date?

loan details:

took out 25/8/1999 paid off 10/8/2000

total amount loaned £17,661.00
total ppi premiuns charged £2,600.61

all help is greatly appreciated :D

di3004

The_Marksman wrote: »

Hi all,

Egg have been a bit cheeky and upheld one complaint and rejected the other.

they write,

I would like to assure you that i have carried out a full review of your account and all our records indicate that there have been no ppi premiums charged to your account with the last 6 years.

It is the policy of egg not to refund any charges that were applied more than six years prior to the date of your complaint. Therefore, in line with this fact your complaint has been rejected.

so were do i go from here? i only became aware of ppi misselling this year, are they correct in the 6 year no chance cut off date?

loan details:

took out 25/8/1999 paid off 10/8/2000

total amount loaned £17,661.00
total ppi premiuns charged £2,600.61

all help is greatly appreciated :D

Hiya hon

Is this the final decision?
If not then write back and tell them you have the details and its only recently you became aware of the mis selling, and the time barring does not stand in this case, I would also tell them you are aware that others have made successful reclaims with the same reasons and on accounts taken out around and even before that time.

Did they mention the FOS?x

The_Marksman

di3004 wrote: »

Hiya hon

Is this the final decision?
If not then write back and tell them you have the details and its only recently you became aware of the mis selling, and the time barring does not stand in this case, I would also tell them you are aware that others have made successful reclaims with the same reasons and on accounts taken out around and even before that time.

Did they mention the FOS?x

hi gorgeous,

they mentioned the FOS and a booklet but didnt state its their finale decision but tried to pull the wool over my eyes and rolled both complaints into one letter and tried to say it was a refund on both but isnt nor was it a top up! but on this settlement letter they state finale decision. hope that makes sense, just trying to find a legal reason on this 6 year joke x lol xxx

IANC

amersall wrote: »

:p:p Dont you go expecting two payouts :p:p
:rotfl:because you wont get them :rotfl:

I would be more than happy with just the one hun x

amersall

The_Marksman wrote: »

hi gorgeous,

they mentioned the FOS and a booklet but didnt state its their finale decision but tried to pull the wool over my eyes and rolled both complaints into one letter and tried to say it was a refund on both but isnt nor was it a top up! but on this settlement letter they state finale decision. hope that makes sense, just trying to find a legal reason on this 6 year joke x lol xxx

No legal reason :mad:
Ring them and tell them you want this looked at again, i have a feeling they will comply ;)
Cheeky devils, telling you that this was both loans ppi :mad: how very dare they :mad:
Say what Di said too xx.

The_Marksman

IANC wrote: »

I would be more than happy with just the one hun x

once you have one, you want them all!
greed is such a !!!!! lol


no, we were all wronged and now its time to be righted

amersall

IANC wrote: »

I would be more than happy with just the one hun x

Be nice though? :D:D x.