PPI Reclaiming Discussion part 4

sapman17

I hope my claim with loans.co.uk will not be frozen. but my question is can i claim if the ppi paid out on 1 redundancy which ammounted to getting back just over a £1000 for 6 months redundancy but wouldn't pay out for 2 other redundantcies and 1 short hospital vist and 2 weeks recovery. help much appreciated.

di3004

DebD wrote: »

I got a call yesterday from Loan and finance Taylors, from a lady who assures me I am owed a total of £20,000 from missold PPIs on a mortgage I took out in 1995, and a top up loan in the next year, with Abbey National. Seems they are FSA regulated and all, but I then discovered she wants £299 upfront to cover legal fees. Anyone else had this - is it a scam? She says my details are on a government database of people who have been missold PPIs. Sounds too good to be true - so it probably is...

Hi and welcome Deb

Good you posted up to check on this.

Claims companies tell everyone they have a claim, but to be honest I would not bother, if you was mis sold then i would give it a go yourself, with help from this site all free, and its only what they do anyway.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

Dunstonh on here will be able to give advice on reclaiming mortgage ppi, so if you do think you may have a case, keep on these threads, but start your own individual and subject it as "mortgage ppi help", dunstonh will be sure to see this and come along to give some help on this for you.

But again, many on here who have used claims companies, have had no end of hassle, so if you do have a case, please do have a go yourself with help from this thread.

Good luck.;)

di3004

sapman17 wrote: »

I hope my claim with loans.co.uk will not be frozen. but my question is can i claim if the ppi paid out on 1 redundancy which ammounted to getting back just over a £1000 for 6 months redundancy but wouldn't pay out for 2 other redundantcies and 1 short hospital vist and 2 weeks recovery. help much appreciated.

Hi there, I think this only applies to the main banks.

I understand if successful claims have been made - it can be difficult to prove it was mis sold, but yet some have been successful in making reclaims for the remainder, depending on the reasons you have.

I would check Martin's guide below, and if you think you have a case, then go for it.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

I'm sure someone will come along to give more advice on this one for you, good luck.;)

marshallka

Loans.co.uk is owned by MBNA isn't it... not heard of MBNA holding back complaints but nothing would surprise me with any of them.

davie1888

I received a letter from the FOS saying that Blackhourse had agreed to make a offer to settle my complaint regarding the PPI policy, I signed the form 4 weeks ago and sent it back to the FOS but not heard anything since, does anyone think my claim will be put on hold?.

di3004

davie1888 wrote: »

I received a letter from the FOS saying that Blackhourse had agreed to make a offer to settle my complaint regarding the PPI policy, I signed the form 4 weeks ago and sent it back to the FOS but not heard anything since, does anyone think my claim will be put on hold?.

Hi Davie

Well done!:beer:

They will or should not hold back on paying this out to you, the hold backs are only those of new complaints.

Give them a ring and ask them of when you should be expecting your refund, they should be able to confirm.
Good luck.

Di

davie1888

Thank you di appreciated, I phoned them and they said they received the information and have eight weeks from 1 October to send us the calculations of how much they are going to pay out then we sign it and send that back then they make payment.

di3004

davie1888 wrote: »

Thank you di appreciated, I phoned them and they said they received the information and have eight weeks from 1 October to send us the calculations of how much they are going to pay out then we sign it and send that back then they make payment.

Your very welcome.
Good luck.;)

cjuk28

I was sold this with a mortgage in 2004 by Bradford and Bingley and have been paying about £22 each month since. I believe it is now with a company called st andrews and is santanders bank?
Is this relevant to this issue of PPI reclaims
can someone please advise asap??

di3004

cjuk28 wrote: »

I was sold this with a mortgage in 2004 by Bradford and Bingley and have been paying about £22 each month since. I believe it is now with a company called st andrews and is santanders bank?
Is this relevant to this issue of PPI reclaims
can someone please advise asap??

Hi there & welcome

Its the same as loan ppi.

I think it would be a good idea to post this on a new thread, keep to this forum though and subject is as "Mortgage ppi help", then I'm sure Dunstonh will come along to give advice on this one for you.

Good luck with this.