PPI Reclaiming Discussion part 4

di3004

MoodyBlues wrote: »

Still haven't had a response to my email to Lloyds re the other card's PPI, despite ccing the CEO... how long have other people waited before getting a reply?

Do you know what?
I think they are having that many emails they are having a job to keep up lol, but normally they do tend to get back by the following day the latest, however, I emailed them yesterday also CC'd to the CEO, and they not got back yet, so am expecting one back from them tomorrow, but I will resend otherwise, you do the same honey.;)

amersall

DoingItAlone wrote: »

Nope, I feel positively supported by you guys here. Really appreciated and I have to say, first site I logged onto this morning was this one, even before emails! Only found it a week ago... great stuff. Thanks very much.

Form completed, ready to be posted tomorrow.

Fingers, toes, knees and eyes crossed!

Ditto here too, good luck x

MoodyBlues

di3004 wrote: »

Do you know what?
I think they are having that many emails they are having a job to keep up lol, but normally they do tend to get back by the following day the latest, however, I emailed them yesterday also CC'd to the CEO, and they not got back yet, so am expecting one back from them tomorrow, but I will resend otherwise, you do the same honey.;)

OK. Cool. I'll give them a few days then

di3004

MoodyBlues wrote: »

OK. Cool. I'll give them a few days then

Fingers crossed.;)

kaz25

Hi this is my first post. I don't really know very much about finance etc so I was wondering could someone help. I got a phone call out the blue from a company offering to help me claim back money from any loans or credit cards I have had over the last 26 years. They went through the process on the phone of directing me to the government site to show they are okay. They said cause I have had a loan and various credit cards etc I would be in line for a rebate of at least £2,500 with the solicitor getting 30% and I have to pay up front £595 which I would get back if I didn't win. They also said I could get some of my credit card debt wiped out for example if they had increased my credit card limit, which they had. They are phoning me back tonight and am looking for some advice please. x

di3004

kaz25 wrote: »

Hi this is my first post. I don't really know very much about finance etc so I was wondering could someone help. I got a phone call out the blue from a company offering to help me claim back money from any loans or credit cards I have had over the last 26 years. They went through the process on the phone of directing me to the government site to show they are okay. They said cause I have had a loan and various credit cards etc I would be in line for a rebate of at least £2,500 with the solicitor getting 30% and I have to pay up front £595 which I would get back if I didn't win. They also said I could get some of my credit card debt wiped out for example if they had increased my credit card limit, which they had. They are phoning me back tonight and am looking for some advice please. x

Hi and welcome

In my personal opinion I would not bother, if you get the chance to read through the threads, lots on here have had lots of problems using claims companies, they do sound convincing and the majority of us on here receive these calls.

You could have a go yourself, with help free from this site, and if successful you will get to keep all your ppi refund, interest etc.

If you want to do this, take a look at the link below with further information, and the guidelines of reclaiming, all it takes is a questionnaire, these were recently issued by the financial ombudsman service (FOS), instead of template letters.

You complete, save a copy and send to whoever was responsible to setting up the policy from the start, they have 8 weeks in full to respond.
It is suggested to post by recorded delivery, this is your proof of posting.

The FOS questionnaire you will find on the link below, further down the page Stage one.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Hope this helps you decide, its all pretty straight forward really, good luck and ask for any help if required.;)

amersall

kaz25 wrote: »

Hi this is my first post. I don't really know very much about finance etc so I was wondering could someone help. I got a phone call out the blue from a company offering to help me claim back money from any loans or credit cards I have had over the last 26 years. They went through the process on the phone of directing me to the government site to show they are okay. They said cause I have had a loan and various credit cards etc I would be in line for a rebate of at least £2,500 with the solicitor getting 30% and I have to pay up front £595 which I would get back if I didn't win. They also said I could get some of my credit card debt wiped out for example if they had increased my credit card limit, which they had. They are phoning me back tonight and am looking for some advice please. x

NO,NO,NO....you can do it your self for the price of a couple of stamps!!!! or give me £500 and i will do it for you.These companys cant do anymore than you can, or any quicker and they are not worth what they charge.You will get all the advice on here for free, when they phone you back tell them you are doing it with the help of this site and you dont need their services.

amersall

toonarmy67 wrote: »

i received a phone call from a company called claims financial about claiming ppi. i claimed against northern rock and received £693.59. claims financial want a fee of £450 and vat of £78.75. do i have to pay this which seems excessive for the amount i won. and advice would be appeciated

HEED THE ABOVE POST
Anyone who is approached by a company..... do not give them the time of day.

pinknico

Hello all, was wondering if anyone has any idea how long cases are taking when they are passed to the CHEIF OMBUDSMAN, after they have been seen by an adjudicator and the firm does not agree/answer the original finding?

Dirks_Engine_Room

Just recieved a letter from Natwest/RBS dated 14th July stating they are still looking into my claim and need further time. However, I have already recieved a letter dated 12th July rejecting my claim. I have replied to this on 17th July giving them an opportunity to reasses their decision. The letters are from two different people for the same claim. Anyone else experienced this?