Tesco Clubcard Credit Card

OMAR

Any Good?....what Limits Have People Had?

INT1

Had it in past, limits depend on personal circumstances and commitment levels.
Average card really, good for the points if you fuel your car in Tesco garages etc...

Moggles_2

Tesco gives instant decisions and credit limits online (provided that your ID can be verified electronically via the electoral roll.)

There's a good introductory offer on balance transfers at the mo. 14 months at 0% is currently available to new customers from Tesco. A 2.9% BT fee applies.

It's not an exact science of course but, judging from the posts on here, you're more likely to get a generous credit limit from Tesco than some lenders I could name.

OMAR

has anyone actually got a card....and what was ur initial limit?

Janetew

I've just got 0% on purchases for a year version. My credit limit is £5750.

davelewis

Had a tesco visa for years - was upgraded to platinum card when they changed the points system years ago - all cards used to give 1 point for every pound spent in Tesco and 1 point for every 2 pound spent anywhere.

The new cards now only give 1 point for every £4 spent anywhere other than Tesco (I believe).

My platinum card still gives the old 1 point for every £2 pounds spent - I use it to pay for everything and acumulate loads of extra points - last year went to New York and Las Vegas using thier clubcard deals.

So I would fully recommend the Tesco Visa - if only for the points!!!!

OMAR

where do u get the 0% Purchases version from??.....

OMAR

and do u have any other cards or debts??....soz to b nosey janet!

noh

OMAR wrote: »

where do u get the 0% Purchases version from??.....

In store leaflet.

My limit was £2500. But I do have >£50k stoozed on other cards.

Nigel

Janetew

You can either get the 0% on purchases for 12 months version of the card or the 0% (I think for 14 months) on balance transfers. I actually applied for the wrong on originally and had a quite a lot of trouble getting them to give me the 0% on purchases for 12 months one - both application forms are very similar.

I have an Amex card and an A&L card Omar. No debts.

Janetew

I opened a Halifax regular saver account when it was 7% and am trying my hand at a bit of stoozing. Hope I'm getting it right!