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Please Help!!!Husband moved money out of our joint account

Hi. We have been married for 6 years and have 2 young children. My husband works full-time and I am a stay at home mum. Now the marriage is in a serious crisis (not related to finances) and my husband opened a separate account and decided that his whole salary will be paid into that account. Is it legal? If so, What are legal ways of making sure he pays into the joint account enough money to cover the household expenditures? He says he will cover all the outstading orders (morgage, insurance, etc.) out of his account and give me some unspecified amount for food and other every day expenditures.
His actions have not been provoked by any irresponsible spending on my side.
In the last 6 years I have not spent more than £40 without his consent and have not run any debts.
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Comments

  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hi danio,

    Sorry to hear your troubles.

    Is your husband still living at home (in which case there may be more scope for reasonableness) or has he moved out?

    I would advise you take yourself to the Citizen's Advice bureau tomorrow and get some good advice tailored to your exact situation.

    Others who have been through this will be along to help too ...
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    To answer the questions. There is no legal way to ensure he pays into the joint account. It is perfectly legal for his salary to be paid to his private account. Sorry to hear you have problems though.
    This is an open forum, anyone can post and I just did !
  • This is not meant to sound mean...

    It's his salary that he has worked for - legally that is his money, therefore he can put the money where he wants??

    But it would be rather selfish/unfair/irresponsible for him not to cover any of the above bills/mortgage etc...

    Just my thoughts.... Im sure somebody on here will be able to give you a definitive answer.
  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Whitewings right - speak to the CAB as soon as possible tomorrow.

    Yes, the money is his and he earned it. However, he has a family comprising two young children to support and he knows his wife has no income.

    If you have family, nows the time to rope them in. See if you can get a part time job with your family's assistance.

    Good luck. Many women have considered this possible scenario and have 'secret' accounts with a little bit put by. Bit too late for you but may help someone else plan for such an event.
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

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  • Hi, thanx for all the answers. Good to know where I stand.
    Husband is still living here. All I need to know is how I can make sure he gives us enough money to buy food and other necessary things.
  • DaisyFlower
    DaisyFlower Posts: 2,677 Forumite
    Pink Fluff is right, the money is his salary and he can pay it into any account he likes. If the situation was reversed surely you'd look at protecting yourself too.

    He seems to be very reasonable given he is covering the mortgage, bills and spending money - he could be providing just the minimum child support.

    With your family allowance and tax credits plus this allowance and no bills you should be fine until the financial matters are settled if you do seperate. You could also work yourself if you want your own money.
  • As far as I am aware, there is no requirement for your husband to give you anything.

    I do sympathise as you have no money, no guarantee that the mortgage and bills will be paid, no guarantee that your children will be fed and finding a job in the current climate is not easy. I do wish you luck. The thought of your husband sitting there while your children are hungry and there is no way of finding the money for anything for them for the next meal chills me.

    I would suggest that if things calm down that you perhaps explain your fears to your husband and I hope that he will set up a standing order to cover the basics. Also, I think you need to set out a plan of action in case he stops giving you money - finding out the position from the CAB for any benefits, etc

    Have you tried relate?

    I hope all works out for you.

    Also, you will probably not get benefits while still married to him, but if you need to find somewhere, if you at least have an idea where to start searching to go, have fare to a friend or relative stashed. etc.
    Ankh Morpork Sunshine Sanctuary for Sick Dragons - don't let my flame go out!
  • snowmaid
    snowmaid Posts: 3,494 Forumite
    Pink_fluff wrote: »
    This is not meant to sound mean...

    It's his salary that he has worked for - legally that is his money, therefore he can put the money where he wants??

    But it would be rather selfish/unfair/irresponsible for him not to cover any of the above bills/mortgage etc...

    Just my thoughts.... Im sure somebody on here will be able to give you a definitive answer.

    This type of attitude stinks. They are in a marriage, a unity. She has 'sacrificed' her career/life to be at home with THEIR children. She could have gone off to work to earn her OWN money, but stayed at home to look after THEIR kids. She has saved him a fortune in childcare fees and domestic help. She has stayed at home cleaning, ironing, cooking, wiping noses, enabling him to earn his money.

    She is entitled to a portion of his salary because she has been damn well earning it while running after his butt at home.

    And no, I am not a stay at home mum. I hold a full time job.
  • snowmaid
    snowmaid Posts: 3,494 Forumite
    danio01 wrote: »
    Hi, thanx for all the answers. Good to know where I stand.
    Husband is still living here. All I need to know is how I can make sure he gives us enough money to buy food and other necessary things.

    Danio, if I were you I would go to work asap.
  • fuzzybear01
    fuzzybear01 Posts: 1,031 Forumite
    Part of the Furniture Combo Breaker
    Sounds like he does'nt trust you with the purse strings

    I don't know how that comment could ever be perceived as helpful :mad:
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