Weekend - What small dfw things have you done thread....

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupboard lunch and tea-
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing - soup for lunch made from yesterdays leftover veggies
• sparkle -cupcake socks today
• quick whizz through flat with stardrops and microfibre cloths
• find some bargain fruit and veggies on market
• use two No 7 vouchers up on pressies for stash
• put some petrol in at cheapest garage
• drop some stuff off at fellow dfw's - more recycling
• remember to take reusable shopping bag
• try and find time for swim and jacuzzi to use gym membership

Woo Hoo it's the weekend again:j :j , lots planned for today. Off to town with my friend this morning and hope to get some bargains at the market, use up the two no 7 vouchers I have before they expire, and generally have a mooch about.
Hope you all have a great day doing fun stuff as well as dfw stuff;) . Hugs to anyone feeling down or poorly- hope you feel better soon.
Hi to all the regular posters:hello: :hello: :hello: and welcome to any new posters:wave: :wave: .

Have a lovely positive sparkly day everyone

MrsAudus2b

Good morning everyone :hello:

Got up at 7.20am today :eek: but did go to bed early last night and it's nice to be up and have the whole day before me...even if I have gone back to bed with the laptop and a cup of tea!

Feeling very sparkly today..sending lots of sparkles out to everyone on here!

Today I will:

• Check online bank accounts
• Check Quidco
• Post old phone - should get £25 for it
• Post couple of competition entrys
• Enter 10 competitions
• Good news...I had aimed for 10 NSDs in January...and have managed 12! Whoop Whoop! :j
• Still need to scrub that blooming bathroom!
• Have a wander into town with OH, possibly have a browse at wedding rings
• Not use any petrol
• Clean out tortoise and rabbit
• Phone calls to nana and grandad using free minutes
• Catch up with friends using free texts and facebook
• OH needs to sort car insurance...have be nagging for a week!
• Also persuade him to sort through his clothes and orgnaise them!:o
• Storecupboard breakfast and lunch (will not eat out in town...promise!)
• Stick to slimming world for most of the day
• Party tonight! My aunty and her partner are having a party to 'celebrate the of January!' Lots of people to be there including mum and dad and some of my friends. Been looking forward to it all week
• Will get some cheap alcohol to contribute and share a taxi home with OH and 2 of our friends...will be a cheap night out...and a good one hopefully!
• Register new c/c...current one is 19% and new one is 6.5%...can't wait to do the balance transfer!
• Go to tip if time to recycle
• Confirm numbers for hen weekend
• Be happy and sparkle...will put best socks on!

Lots of love to all
xxx

Candy0107

Morning all,

Thank god it's the weekend!!

Happy birthday to Sans for yesterday
Congrats on the engagement Urg

Today I have/will do:
updated my spreadsheet – although I get paid weekly I leave my wages in my account until 1st of the month and I have based my spreadsheet on these figures (I am aiming on getting a perm job once the climate is better)
I must stick to my budget – any extras get squirrelled away
I will only use cash wherever possible
breakfast and lunch from home
walk into town – I need to open up (yet another) savings account – this one is for my clothing and mobile top up budget which I do not seem to need at the moment
get my glasses fixed – the screw fell out and I had to do a bodge job on them
this is not MS but I am getting my face waxed (aka hair ripped out at the roots). I have PCOS, and one of the bonuses is that I have unwanted hair on my neck and face – In true MS style though I have eeked out my appointment until I am too embarrassed to go out and as I am having a number of treatments it is cheaper
pop into the library and borrow books for my course later in February
enter more comps
look at courses I can go on – I was watching something yesterday morning which said that once Britain is out of recession they are training so they can be the best candidate (I need Sage and advanced Excel skills)
post off my entry from the Welsh tourist board to win a car
put more change into my sealed pots
read the past couple of days posts on here
do daily clicks
write meal planner for the next week (went food shopping yesterday)
try and win the lottery (fingers crossed)
see if yogurts freeze ok – I throw too many away each month
break down 2 packs of ham and 2 loaves of bread which I bought yesterday into 2 slices each and freeze for this month's sandwiches
stay in with hubby this evening and watch things that we have taped (neither of us have much money left over this month)

God my list is huge – Andan, you have a rival today

Think that is about it – take care

Thanks to Sophiesmum for starting this thread and hello to everyone who posts today
Candy xxx

edinburgher

Hey gang

Today I'll be fairly quiet on the DFW front, but there are a few things to mention:

Free clicks
Free scratch
Some clunks in the sealed jar (~£2)
A clunk to the virtual jar (£1)
Checked my banking
Updated spreadsheets
Got a letter saying that our electricity price has gone down by 7.5%
Updated my signature (less than £3.5k and £1k, respectively on my remaining debts)
Ordered GF's birthday present super early (her Birthday is in mid October!) It was ~£80, but I got this down to more like £50 through a combination of vouchers earned on Dooyoo, Nectar points and free delivery :money:

pixiechick99

Hello....hooray it's the weekend and I have a 3-day one...inset on Monday:beer:
Anyway, I've enjoyed a lie in, kids still asleep, so time to mooch about on here then get dressed.
Here's a list for today.....

• Daily scratchcards
• Check online banking....all good, no changes;)
• Washing on airers
• Dinner from whatever we have in - hm pizza and wedges I think
• Town with kids - park+ride as cheaper than car park
• Return 2 items to M+S for money back in bank
• Use No7 voucher on something for pressie stash
• CHeck out these Lush bags?
• List more on ebay
• Try find more things that I could sell!
• Make meal plan for next week, then the list for shopping on Mon (didnt do this yesterday)
• College work

I think that's all for now:D

mickey_mouse

gooooooooooooooooooooood morning:D

black and pink spotted fluffy socks on for me

today I will do ..

- daily clicks
- scratchcard (10p)
- comps
- meet up with someone I was friends with when I was about 19 and who I haven't seen for 18 years:eek:
- be fed lunch at her's

have a great day everyone:D

Miss_Piggy_2

Morning all!

MrsAudus2B Very jealous of you being able to go back to bed....no chance of that with a little one around!

Urg Congratulations on the engagement - your OH sounds a romantic!

Staying in today - confined to barracks doing potty training. So will be a NSD!

Here's my other efforts for today:

* Having my Nan to tea but have stuff already in
* Have a good clear out - sort into piles of recycle, donate, ebay and throw
* Order my jumper from M & S Site (mum donated half money for me so not costing too much)
* Washing - not at 30'c as expecting it to be piddly pants!!
* Work out budget for February
* Meal plan for next week

Thats about it for now

have good saturdays all!


Miss P
xx

Piquant_2

Morning one and all - hugs and waves all round!!

Not much on the money saving front, other than I won't be spending any today.

Done my housework, got the washing on, all that remains is the ironing - and that can remain - hate it....

I'll be off down the yard shortly to see the horse and enjoy the sunshine and cold:rolleyes:

hampsterpoo

Morning all, the suns out the boss isnt due to be in at work :j so I could get some work done today. He was there :rolleyes:

worked all day yesterday so didnt get the list done so need to gain time today and catch up.

today have will do
read some threads, done
transfeerred £35 from paypal to account for DD's ebay sales.Then realised it wasnt all DDs , but some was mine :T
Daily free scratcheezs 10p+10p :j
Hung some of DD's clothes up hoping that the creases drop out so I can take piccies for ebay.nothings dropped :cool:
Checked ebay for DD , handbag up again :T
will check some more dvds on magpie thingy for dd only pennies but till pennies
started the hokey cokey done
I will remember where I put the 1p I found yesterday so that I can put it with my stash from this week of found coins, 5p, 2p, & 1p, ,,, its adding up.Found it and got £1 tip today

Have a nice weekend all.

MrsAudus2b

Miss Piggy - :rotfl: at piddly pants!
Post has just been and have received full £66 tax back on old car! :j
Great start to the day!
xx

cassey1

Morning everyone. Have not posted for a couple of days,but i have been good,honest. hope you are all ok.

Urg,congratulations,what lovely news.
Sans,happy Birthday for yesterday.Hope you had a great day.
MRsaudus,well done on 12 NSD. Have a great evening.
Candy and Mrsaudus,your lists are nearly as long as Andans.
Mickey mouse,have a good lunch.

Today i have.
done two quick washs and clothes drying on airer.
checked on line banking.
done WII fit.
used up fruit for smoothie.
done surveys.

Today i will
Having my hair cut,already budgeted for. Will save money,by not having it blow dried.
Apart from hair cut,will only spend money on milk,bread and paper.
do comps.
HM soup for lunch.
Tea from meal planner.
do ironing.
tidy house.
will try and turn heating off.
Look at BBC good food mag(christmas subscription gift)and use some of the recipes for the next couple weeks meal planner.
I received yesterday two samples of Herbal essences shampoo and conditioner,75 ml size,ideal for when i go on long weekend in a couple of months time. They smell lovely,did anyone else get them.

Have a great day everyone,i will catch up with you all later.