Friday 30/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupbpard lunch - cooking tea for oldies so will eat for free
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle -stripey socks this morning
• find time for swim and jacuzzi to use gym membership

Good morning dfw's,. woo hoo it's friday again:j :j cant believe we are at the end of January already:eek: .Should be a bit quieter here today after yesterdays hectic day. Hope everyone else has a good day at work/home.

Happy Birthday Sans:bdaycake: Have a great day.

Hi to all the regulars:D and welcome to the thread to any newbies:D

Pippilongstocking

:bdaycake:Enjoy your day.:bdaycake:
Wow me using emicons huh - happy birthday sans!!
Today
tis very cold

I will check bank
Put another load of washing on
Pay cleaner - forgot to get money out
SOrt out lease thingmy with lodger girlie
Figure out a plan for the veggie garden
Order some stuff from the wholesale plant folks
Pick up some chicken food from college farm (broken bags = free)
Do a food shopping list for veggies - not sure i need any big stuff - after I check out he parsnips and carrots I forgot about in the veggie garden - whoops
Work out if approved foods can work for me if I get it delivered to oh
DS havinng a chum over
Email pal about making a saw-horse and get the bits
Send a B/day card
Pack up a pressie for immennt new buby in the family (OH Brothers GF)
Charge phone at work
Think up ridiculus names for a diary if I start one!!
Oh put a cheque in the bank today - £150 for expenses from York woo hoo

Not sure what else today - silly socks and a woolly hat - sorting seeds and gardeny things later on aftre work, conservatory is half cleaned. Might approach work about buying some compost from them.........:)

pixiechick99

Good - just in time today:j
Hooray for Friday...and I have a 3days weekend as it's Inset On Monday and I've done my share of those for the year!!!

Today I have/will:

• Scratchcards - 10p x 2 and £1 for logging on
• Made lunch for work, no pub today:p
• Post CSA application
• Washing on airers in house
• Post Amazon cd that sold
• LSD
• Meat out of freezer for tonight's curry
• Check banking and move Paypal money to savings
• Meal plan for next week...than write the shopping list
• Attempt to finish NVQ unit, or at least decide what I need to do to finish it:o
• Loaf in BM for girls breakfast
• Write weekend list of things to do....bah;)

That's all for now, better shoot, it's 8am:rolleyes:

Have a lovely friday:T And Happy Birthday to Sans

MrsAudus2b

Hi everyone!
Happy birthday Sans :beer:

Had a really good time at wedding fayre last night....and got a great deal for transport. Part of it includes having an ice-cream van coming to the venue after the main wedding meal and suprising guests with a pre-paid icre-cream each! Really wanted this and am so chuffed!

Hope everyone is well and happy...Friday, whoop whoop!

Today I will:

• Check online banking
• About to go to Tescos for weekly shop
• Stick to budget and meal plan
• Use much less petrol than if at work (day off)
• Not spend anything else
• Post puzzle competition slip from trashy magazine
• Storecupboard breakfast lunch and tea
• Stick to slimming world
• Do another two hours reading for work
• Lots of housework
• Scrub the bathroom (put this off yesterday)
• Wash dining room floor (put this off yesterday too!)
• Go through local paper for special offers
• Washing at 30 and airer dry
• Enter 10 competitions
• Staying in tonight with OH

Love to all, catch up soon xxx

shopaholic84

Happy Friday all,

Today i have/will:

• Check online banking
• Played daily scratchcards, £1 for logging in, won 10p
• Not buy any lunch at work, save some ££
• Check Onepoll
• Have a cheap'ish weekend - apart from Saturday when i've promised myself some new clothes and have set aside £100 for my trip to Bluewater.
• Check Mystery shopping sites
• Watch Lipstick Jungle DVD, then list on Amazon

Think thats about it for me. Have a great day!
xx

Miss_Piggy_2

Good morning all
Happy Birthday Sans!!!!:bdaycake:

Fayjmck Sorting seeds and gardening thingummys sounds good. I have very small garden and only managed to get round to doing tatties in pots last year. Hopefully do more this year!

So here's my plans for today:

* Speech therapy group this morning so free snacks for little one!:D

* Free lunch - cousin going back to NZ tomorrow and wants to buy me, little one and my Mum lunch before he goes. Going to miss him !:sad:

* Get cousins Skype address before he goes...so we can chat via webcams for free once he gets back home!

* Save on nappies later as am starting potty training...might cost me more in washing detergent though :rotfl:

* Washing at 30'c

* Do ironing that didn't get round to / couldn't be bothered with yesterday

* Storecupboard tea

Thats about it so far.......cow print socks for me today! Ah....we take shoes off in speech therapy group to play games ....perhaps ought to put sensible ones on.....nah!! Give everyone a laugh!

have good fridays all!!

Miss P
xx

Miss_Piggy_2

Mrs Audus2b fab idea about the ice cream van!!! I had a magician come to entertain the kids while photos were being taken....they loved it!

Miss P
xx

bobbadog

Morning all!

Today:

* 1 wash at 30 degrees
* made packed lunch for OH - despite Friday being his 'treat day' but did give him some cash for a can of drink
* made pack up for myself - rice and veggies
* Check online banking, pay Virgin card and check on eBay / Paypal total - if £300+ then transfer to bank
* put loose change from purse / off unit in bedroom into Louie the Savings Pig

That's it really. Going 'home' for weekend to visit parents, so no major spends other than petrol and if we pop to the big Tesco whilst there, probably £10 on top up shop to bring back with us x

PS: purple socks with white stars on today

Pippilongstocking

Great sock action by the way guys

lemma1968

Happy Birthday Sans _party_

Hope you have a lovely day, and everyone else too;)

Today I have/will:

[STRIKE]Check online banking[/STRIKE]
[STRIKE]Storecupboard brekkie[/STRIKE], lunch and dinner
[STRIKE]Daily Scratchie[/STRIKE] - 10p
Turn Bedroom tv off standby
Do weekly shop with shopping list
Do not use override button on heating
[STRIKE]Pay £100 to HMRC[/STRIKE]

Sadly it will not be a NSD
I will keep within budget, but i am also having my hair done (£12) and my nails but as i have spent nothing all week save for a bottle of calpol and 2 pints of milk I am chuffed.

I have found that I am constantly scanning the shelves for alternatives and i have got into the habit of going down a brand on all the essentials.

All learned from you bonkers lot.

Thanks everyone.:T :T

Piquant_2

Happy Birthday Sans!!!!:bdaycake:

Brr it’s cold here, purple woolly tights today

I’ve just paid £100 off the A&L card all thanks to my temporary lodger – :jhurrah for lodger!! :j I hope to see quite a large chunk off it at the next statement. The card, that is, not the lodger:rotfl:

Today’s list

• Lunch being bought for me by a lovely man
• Bought in breakfast
• Charge phone for the weekend
• Check online banking
• Update spreadsheet
• Do housework tonight to free up weekend a bit