Thursday 29/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupbpard lunch - tea out with friend for her birthday
• make a loaf in breadmaker
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle -cow socks this morning
• find time for swim and jacuzzi to use gym membership

Good morning dfw's running a little late here this morning had a bit of a crisis first thing with one of oldies but all okay now. Hope you all have a great day, hugs to anyone in need.
Welcome to any new posters,:D and hi to all the regulars:D - can't believe how long the thread was yesterday:eek:

Area manager arriving again in an hour and have decorators loose in the building, a plumber and an electrician so busy morning ahead.
Catch up with you all later:D

Pippilongstocking

Morning all
Well today
Brought in brekkie
Done the hokey cokey
Fed chooks - one egg
Sparkle socks with multicoloured stars on
Work hard keep job
Um check out if lidl got their seeds etc in yet
Post a couple parcels
find and use the boots voucher for no7 - ta sm and other s for reminding me

Pal getting married in Florida in May - asked if we want to come - need to seriously look at flights - would be amazing................any hints and tips gladly recieved........

Its also over my birthday weekend - well the birthday weekend after my first birthday weekend (i tend to celebrate my birhtday for as long as possible - with a daily countdown) so I might be able to swing going as a ridiculus birthday treat??? - a girl can dream

waving hope you all have fun, SM glad everything ok now

Pippilongstocking

i was second i was second i was second i was second


jumping up and down discretely in seat.

MrsAudus2b

Hi everyone :hello:

Glad things are OK sophiesmum - hope you the rest of your day isn't too stressful

Today I will/have:

• Been to shop and spent 50p on trashy magazine (usually 70p - put left over change in dining table pot)
• Not spending anything else
• Checked online bank accounts
• At home today. Woke up at 6am and couldn't get back to sleep so did an hour's reading for work - do some more later - aim for at least 2 hours
• Storecupboard breakfast lunch and tea
• Not have heating on for as long as possible
• General housework upstairs and down
• Scrub bathroom - boo hiss!
• Clean dining room floor
• Enter 10 competitions
• Put magazine cuttings in wedding scrapbook
• Phone nana and grandad using free minutes
• Washing at 30 x2
• Airer dry
• Menu plan for week and shopping list for tomorrow
• Email new mobile provider about when direct debits will be taken
• Email bridal competition - it's been several months and no word on when winner will be annocued. So would love the £3000 vouchers!
• Check out music magpie site
• Check out Quidco
• Going to a local wedding fayre tonight with OH and one of my bridesmaids - free entry
• Catch up on diaries
• Make a start on puzzle section of trashy magazine

Think that's about it...better get cracking!

Love to all, will catch up later
xxxx

MrsAudus2b

Ooooh Fay, what a tempting offer..blooming love Florida!
xx

OliveOyl_2

Will I be third???? (obviously not, Hello mrs A2B;) )

Morning All :hello:

• Hmm Lidl seeds, will I break my NSD for more seeds when I bought DOZENS of ood seeds in theWyvale sale last month.......
• Brought in lunch -minute portion of leftovers and two almost empty tubs of humous, both the lodger and I are too polite to want to look greedy and finish anything off.......:o
• out to supper at a friends tonight for a girlie night. And I won't take my purse in case someone kindly suggests a whip-round as a thank-you to her. I'll take some scented candles from my pressie stash instead (They're prone to spending other peoples money these pals )
• bit of housework in an old style way. (Star drops, microfibre cloths and elbow grease)
• charge phone at work.
• scratch'n'click

Have a great day everyone

bathgatebuyer

I'm going looking at houses today :eek: as I'm getting more than a bit fed up with the noise from downstairs. I like where I stay, but after 10 years in flats, I want a garden and absolutely no one else attached to any of my floors or walls annoying me with their flipping noise :mad:

If the deal is right, then the move could be on, if not, I won't, but if they can do adecent part-exchange for my place, and make sure that I'm no worse off per month than I am now, then.................................a decision to make. Could be an expensive day!

Other than that, my Mum is coming over to give a second opinion on the house, and I'm taking the car to get an estimate for the bumper repair. :eek:

On a positive note, my Mum will probably buy lunch!

fedupandskint

Happy B'day for the weekend Fay!

Today I will;

Keep heating off as long as possible
Defrost rabbit in fridge overnight for pie with suet crust tomorrow (a la Delia!)
Go and buy only the essentials on my list from the shop
Use stardrops to clean kitchen floor
Hoover stairs and bedrooom
Clean bin out after spilt pickling vinegar in it (eergh!)
Update challenge lists in paper diary
Take freezer tea out to defrost
HM soup for lunch

mbaz

morning all!

I am having an unplannd NSD as pushchairless and carless so stuck in!
Also have paid catalogue
checked online banking
applied for another hospital-related job
looked at short ou courses and found 2 to do by the end of the year
will ring back hospital volunteers as missed their call yesterday
storecupboard meals all round
try not to tear my hair out being stuck in with 2 toddlers all day...ahhhhhh!

Have a good day all!

lemma1968

:j Morning everyone

Today I have/will:

[STRIKE]check online banking[/STRIKE] - oh dear!:rolleyes:
[STRIKE]Pay £100 to HMRC[/STRIKE]
Storecupboard brekkie, lunch and dinner
Not put the heating on override
[STRIKE]Turn bedroom TV off standby[/STRIKE]
Paperwork needs sorting
Ring mum with my free minutes
Clean the kitchen - its a shocker:eek:
NSD
Not panic
10p scratchie - first time played. Not up to speed how it all works yet.

I can't think of anything else

Have a good day y'all xxx:p

hampsterpoo

Morning all :j

today I will do ;
Daily clicks
daily scratcheezs
charge phone at work
hokey cokey
check ebay
take some more picture ready for next round of listing
Feed rabbit :A , and not put her in a pie like fedupandskint.:eek: :rotfl:
pigsback , try to find a few extra points to get that voucher.