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My story - determined

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  • Going to start posting some monthly utility sats.

    As previously mentioned, for the period 16.05.08 - 15.05.09 we used:

    Gas: 3,935 kwh (was 3,919 but flexed to current calorific value and volume correction)
    Leccy: 2,018 kwh

    So that works out at a daily average of

    Gas: 10.78 kwh
    Leecy : 5.53 kwh

    Units/kwh/average daily kwh

    July - Gas: 2/63/2.03
    July - Leccy: 142/142/4.58

    Leccy a bit higher than I had hoped. Think this is due to fridge being on constantly when it was broken!
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    Well done on your op,s outstanding!:beer:
    Mortgage free:beer:

    [/COLOR]
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    goodluck.gif with the energy saving
  • Arrggghh, results day on monday for the exams I sat in June :eek:

    This is rendering me completly useless for doing anything at the moment because of the worry. Will be a very important moment as that will be me fully AAT (association of accounting technicians) qualified. Means I can put the letters MAAT after my name if I like :think::rotfl:

    I will then progress onto the ACA (association of chartered accounts) qualification. Fortunately, I get a number of exemptions from doing the AAT so it should take 2 1/2 years not the normal 3.

    Moreover, I should (hopefully considering the economy) get a £4-5k pay rise. Good 25% :T not happened yet, find out end of the month provided I pass the two exams I sat in june.

    What this space :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OOOOh fingers crossed for you then! Hmmmm....now if only I could figure out how to get a 4 or 5K pay rise! And get OH to quit spending!!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Right, new target - £128k by 01.12.2009 to be in line with the start of the MFiT-T2
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • Right, new target - £128k by 01.12.2009 to be in line with the start of the MFiT-T2

    Yehheee, good luck with your new target, I'm sure you can do it:j

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • dexter_fan
    dexter_fan Posts: 136 Forumite
    Good Luck with your Exam results - although I'm sure you don't need luck

    DF
    MFW 131
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck with your results...surely someone with as much attention to detail as you can't go wrong though! And good luck with the new target!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Cheers guys, still can't stop thinking about it. Annoyingly, it's after 6pm on Monday too!!!!!
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
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