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My story - determined

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    just a word of warning. I have heard that if you dont go through with the application on some products, there may be a fee. Probably not but make sure you ask the question.
    Mortgage free:beer:

    [/COLOR]
  • Think that's just the booking fee which is £99
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • jojo90_2
    jojo90_2 Posts: 208 Forumite
    I was looking at you're figures thinking 'that can't be right' but then I re-read and saw your term was 35 years!!! It's that interest rate combined with the term that's the real killer. I guess you never know with the rates. My balance is about the same as yours but on a low tracker & 13.5 years remaining. I'm hoping to clear it down in 3 years and that rates remain close to where they currently are :). Any sharp increases in the future will result in mega ££ in interest so I figure make hay while the sun shines....

    Anyway, good luck!
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    When we did ours last August we paid the £99 booking fee and £99 for a valuation.
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi determind, i used to follow your diary all the time and noticed you havent updated in a while. Hope all is ok with you and you are still hammering the mortgage down :D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
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