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My story - determined

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  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    edited 16 August 2009 at 12:00AM
    Hi QB
    Thank-you v.much. I find having a diary really motivational. Do you have one on here?D1

    Hi again - yes, I have a diary on here... It's called, rather aspirationally, Mortage Free ASAP... Thank you for your offer or help re using spreadsheets - though I've actually only read it just now! I ended up downloading one another MSE poster had prepared. The stats its come up with are a bit staggering and TBH I'm still getting my head round them. I'm not one of nature's mathematicians and might have got them wrong - then again, it could just be that what I'm proposing to really will save me an awful lot of money!!

    Anyway, still enjoying your thread very much, which is giving me lots of new ideas for my own MF journey.

    Wishing you all the best for your results!!!
    QB
  • 6pm is taking forever to come round :mad::mad::mad::mad::mad:
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    6pm is taking forever to come round :mad::mad::mad::mad::mad:

    Good luck!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Best of luck. I imagine that pay rise will help nicely with the OPs.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • dexter_fan
    dexter_fan Posts: 136 Forumite
    We will all be sending you positive vibes at 6 o'clock

    :hello:
    MFW 131
  • woohoooo, I passed1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    woohoooo, I passed1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif1982_dancing_banana.gif

    Congratulations, you must be so relieved.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Certainly am :D

    The upsetting thing is I'm moving onto the chartered qualification next which is another 2 1/2 years :rolleyes:

    Going to have to start doing more study on the weekends.

    How would everyone feel if I posted my progress through the textbook chapters on this thread? I can see that being a good idea as you guys can kick me up the bum if I'm not getting on with it :p

    Got the text books a month ago (doing two exams in Dec) and have only done two chapters :o I don't HAVE to do it as the college tuition hasn't started yet.

    BUT........................

    If i fail either one of these two exams, I get the sack :eek:

    OK, I need to enjoy passing these exams for the next couple of days, and crack on at the weekend.

    Sound like a plan????
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Certainly am :D

    The upsetting thing is I'm moving onto the chartered qualification next which is another 2 1/2 years :rolleyes:

    Going to have to start doing more study on the weekends.

    How would everyone feel if I posted my progress through the textbook chapters on this thread? I can see that being a good idea as you guys can kick me up the bum if I'm not getting on with it :p

    Got the text books a month ago (doing two exams in Dec) and have only done two chapters :o I don't HAVE to do it as the college tuition hasn't started yet.

    BUT........................

    If i fail either one of these two exams, I get the sack :eek:

    OK, I need to enjoy passing these exams for the next couple of days, and crack on at the weekend.

    Sound like a plan????

    At least when you are studying at the weekends you aren't spending! Since jumping onboard with this MFW thing I have spent all my spare time either working out how else I can throw money at/reduce my mortgage or reading helpful tips on this website, I have saved loads. I even looked twice at some of my favourite foods earlier.

    Why worry about failing before you have started. Enjoy today's good news and then you can start working towards those exams.

    P.S. Where/what are the textbook chapters? Be patient, I am still new to this.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • ajmoney wrote: »
    P.S. Where/what are the textbook chapters? Be patient, I am still new to this.

    Sorry, I'm not too sure what you mean :confused: It's not something on MSE forums if thats what you mean?

    I'm talking about my progress through my study textbooks. I.e. If say 14 chapter, I need to do say 2 a week.

    Let me know if this doesn't clarify?
    Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011

    Current balance/total OPs/total interest saved/months saved
    £111,000.00/£27,336.40/£96,025.57/156
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