Why FTB should Resisit buying now and Save instead! explained

bluegorilla

I think he/she's 18 mths from leaving school!

bluegorilla

Point taken. I retract.

stevetodd

maryotuam wrote: »

I'm surprised at grown ups sniping at each other, which seems to happen on some forums from time to time. It just seems childish to me. ("My dad is bigger than your dad... my mum is prettier than your mum..... I'm considerably richer than yaouw!!!)
Just sharing our opinions is what these forums are about so getting personal seems a bit silly. I find all opinions interesting and valid and there is nothing wrong with agreeing to differ.

Well said! I have cartainly learned something from this thread, from now on whilst out hangliding I am going to keep a lookout for pylons, especially if I am having a bath.

pandamonia

Really2 wrote: »

How can someone who is on 40% tax only have a 10% deposit?

4 holidays a year abroad 2 winter 2 summer, 35k on a bmw, and 10k invested in USD which im about to cash. the 10k USD is my deposit which will now be more since i bought at 1.97 and now its about 1.4

Really2

pandamonia wrote: »

4 holidays a year abroad 2 winter 2 summer, 35k on a bmw, and 10k invested in USD which im about to cash. the 10k USD is my deposit which will now be more since i bought at 1.97 and now its about 1.4

THE FUTURE OF MEW IS HERE.:rotfl:

£700+£536 mortgage.=£1236

So your household bills will be around £1400PM. Either that or you earn no where near £40K+

What were you saying of being mse:money: :rotfl:

pandamonia

Really2 wrote: »

How can someone who is on 40% tax only have a 10% deposit?

PS your post


£700+£536 mortgage.=£1236

So your household bills will be around £1400PM. Either that or you earn no where near £40K+

saving £700 doesnt mean thats all i have, i have £700 car payment also i pay into bonds and have bought 5k worth of barclays shares when they hit about 40p

Really2

pandamonia wrote: »

saving £700 doesnt mean thats all i have, i have £700 car payment also i pay into bonds and have bought 5k worth of barclays shares when they hit about 40p

He owes money on the car he is actualy in debt.

This gets better, your are an embaressment to mse and FTB's:o :rotfl:

mramra

Must be a serious beemer at £35k up front plus £700/month. What have you got?

confused31_2

maryotuam wrote: »

I'm surprised at grown ups sniping at each other, which seems to happen on some forums from time to time. It just seems childish to me. ("My dad is bigger than your dad... my mum is prettier than your mum..... I'm considerably richer than yaouw!!!)
Just sharing our opinions is what these forums are about so getting personal seems a bit silly. I find all opinions interesting and valid and there is nothing wrong with agreeing to differ.

Its okay people having opinions, but when they come on and lie to make things better for themselves people will jump on them.

How can he say things that are clearly not true, first time buyers can get great deals has long as they have decent deposit.

Its like me saying to someone who has got the money to buy a tv, dont buy it now buy it in 12 months when i have saved up to buy one. Plus if you dont buy one and no one else buys one, we can all get them cheaper in 12 months.

come on how childish is that??

he started it, its made me chuckle a bit, the way people think, ive noticed it on here before people will argue until they are blue in the face, that the thing that will benefit them will happen, when this is not always the case.

Only time will tell, but theres nothing wrong with a bit of pee taking.

stevetodd

pandamonia wrote: »

4 holidays a year abroad 2 winter 2 summer, 35k on a bmw, and 10k invested in USD which im about to cash. the 10k USD is my deposit which will now be more since i bought at 1.97 and now its about 1.4

lol, if you are going to brag I would be careful that aint a lot to be shouting about on a site like this.

One observation I would make though is that you don't seem to have a lot of cash yet have a 35k car, that IMO that is not very shrewd, but then you are only 24 so I suppose that's where your priorities lie.