Why FTB should Resisit buying now and Save instead! explained

stevetodd

pandamonia wrote: »

what makes me laugh most is you still cant disprove my original post. and revert back to personal attacks.

you dont know my situation and im pretty sure at 24 you werent in as good situation as i am.

personally i cant miss out on anything. when i buy ill win no matter what. i earn alot of money and i live in an area which isnt overpriced like london, ive just been told my job is secure and i also have 9 months notice on my job even if it did go. i get 40 days a year holiday.

so unlike what you think i wont be living anywhere like that photo, i suppose this is your house.. right?

and even if i did want to make a move this year id just sell me bmw and move earlier. but there is no need

Let's start putting the clues together and guess what he does:

24 years old so if a graduate he's only got 2 or 3 years in, I can't think what sort of profession would give you 40 days holiday and 9 months notice with only 2/3 years in?

Any ideas anyone?

confused31_2

pandamonia wrote: »

and even if i did want to make a move this year id just sell me bmw and move earlier. but there is no need

i dont think you will get much for that!!!!!

pandamonia

ess0two wrote: »

At 22 i owned a 3 bed property,have moved on since and just bought a second property in York.

yes and the north has seen the most fall in value lol.

well done.

it must be the smarties at the nestle factury that make you a bit fruity

pandamonia

stevetodd wrote: »

Let's start putting the clues together and guess what he does:

24 years old so if a graduate he's only got 2 or 3 years in, I can't think what sort of profession would give you 40 days holiday and 9 months notice with only 2/3 years in?

im not a grad and i hardly have any qualifications but most the people i work with do. i got here without them, also i pay 40% tax on some of my money. keep guessing

Really2

pandamonia wrote: »

im not a grad and i hardly have any qualifications but most the people i work with do. i got here without them, also i pay 40% tax on some of my money. keep guessing

Is that pocket money?

confused31_2

pandamonia wrote: »

im not a grad and i hardly have any qualifications but most the people i work with do. i got here without them, also i pay 40% tax on some of my money. keep guessing

I think you maybe one of them drug trialists, the amount of sxit you chat you must be on something.

Mind you it looks like youve over done it, you wanna take a break from them trials.

stevetodd

pandamonia wrote: »

im not a grad and i hardly have any qualifications but most the people i work with do. i got here without them, also i pay 40% tax on some of my money. keep guessing

I've got it, the 9 months notice gave it away, you are a paid surrogate mother

ess0two

pandamonia wrote: »

yes and the north has seen the most fall in value lol.

well done.

it must be the smarties at the nestle factury that make you a bit fruity

True thats why the York property was such a bargain,alas though you are 18mths from buying and may miss the bargains,hence the original post.

Really2

How can someone who is on 40% tax only have a 10% deposit?

PS your post

pandamonia wrote: »

me since the 104k i will be lending even after all my household bills are paid ill still have £700 per month disposable %.

Seems to me that people lend beyond their means and can at best afford 5-6%

£700+£536 mortgage.=£1236

So your household bills will be around £1400PM. Either that or you earn no where near £40K+

maryotuam

I'm surprised at grown ups sniping at each other, which seems to happen on some forums from time to time. It just seems childish to me. ("My dad is bigger than your dad... my mum is prettier than your mum..... I'm considerably richer than yaouw!!!)
Just sharing our opinions is what these forums are about so getting personal seems a bit silly. I find all opinions interesting and valid and there is nothing wrong with agreeing to differ.