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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    yes they are

    Things are improving for you then.

    I can get Catalogue accounts but a Credit card seems to be the Holy Grail.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i got a Mortgage befor i could get any card or catalogue they take the p***
    then it took 2 years befor i got my jacamo and auqa
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    i got a Mortgage befor i could get any card or catalogue they take the p***

    Too true. I suppose it's that they can take the house off you if you can't pay.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    yes i they could but ill keep paying it it go from £360 down to about £180 to £220 in dec 2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    yes i they could but ill keep paying it it go from £360 down to about £180 to £220 in dec 2009


    So your not on a Tracker then. Fixed term is it?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    yes it.s fixed rate 6.05 % till dec 2009 go s down to about less than 3.00% then
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Good evening to all.
    Not been on for a while due to work.
    Need to apply for something soon, getting withdrawal symptoms :eek:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Good evening to all.
    Not been on for a while due to work.
    Need to apply for something soon, getting withdrawal symptoms :eek:


    What are you thinking of applying for then Brian?
    A credit card?
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Still considering Next, also looking at Argos, turned me down last September but can reapply after 3 months apparently.
    APR is highish so may be in with a chance?
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • seeya23
    seeya23 Posts: 2,330 Forumite
    when i phone them the other day the lady on said all new mortgage s the rate over 9% to 12%
    take a look here
    http://mortgage.gemoney.co.uk/en/mortgages/index.html
This discussion has been closed.
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